
18557 Caminito Pasadero #391
Atop 10%Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo
1 licensed short-term rental within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.
No unit in this 56-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,511/mo full cashflow at 20% down, 7.43% rate.
Works at $153,226 (56% under asking), or at 83% down.
Rent $2,403/mo from 8 leases of studio–2 bed condos & townhomes within 0.5 mi, same school area ($2,462–$2,575).
Beds
1
Baths
1
Sqft
716
Year Built
1993
Days on Market
137
Property Type
Condo
HOA/mo
$673.16
MLS ID
DW26139618
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome home to this sun-drenched 1-bedroom gem inside the gated Morada community of Rancho Bernardo — one of San Diego's most coveted neighborhoods, now offered at a price that rarely comes around. Soaring ceilings with crown molding, warm wood-look flooring, and an abundance of natural light set the tone the moment you step through the bold teal front door, while a tile-surround fireplace and direct veranda access make the living room feel like a true retreat. The kitchen turns heads with rich navy cabinetry, stainless steel appliances, and a peninsula breakfast bar, flowing seamlessly into a dining area with a tray ceiling and elegant pendant light. The spacious bedroom features its own sliding glass door to the private veranda, a generous walk-in closet with built-in shelving, and a beautifully appointed full bath — all move-in ready. Top it off with resort-style amenities including pools, tennis courts, and a fitness center, in-unit laundry, and the prestigious Poway Unified School District — and this home is an absolute steal for the location.
Mortgage Calculator
Est. Monthly Payment
$3,070
Location
Loading map...
Zoned Schools
Elementary
Chaparral Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,403
Comp Average
$2,449
12067 Alta Carmel
1bd / 1ba · 704 sqft · Condo
$400K
Est. $2,380/mo
17905 Caminito Pinero
1bd / 1ba · 817 sqft · Condo
$400K
Est. $2,536/mo
18543 Caminito Pasadero
1bd / 1ba · 814 sqft · Condo
$399K
Est. $2,384/mo
18736 Caminito Cantilena
1bd / 1ba · 814 sqft · Condo
$429K
Est. $2,541/mo

18764 Caminito Cantilena
1bd / 1ba · 716 sqft · Condo
$399K
Est. $2,403/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of studio–2 bed condos & townhomes within 0.5 mi, same school area · $2,462–$2,575
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,511/mo short at 20% down; 83% down or +$1,962/mo rent closes it.
- Break-even price
- $153,226
- Break-even rent
- $4,365/mo
- Cashflow at 35% down
- −$1,146/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
56% under asking
$1,962/mo above the estimate
$290,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator