18577 Caminito Pasadero

18577 Caminito Pasadero

D

Rancho Bernardo, CA 92128

$415,000

Beds

1

Baths

1

Sqft

716

Year Built

1993

Days on Market

24

Property Type

Condo

HOA/mo

$574

MLS ID

NDP2601393

Description

Desirable ground-level end-unit condo in the VA-approved Vista Del Lago community, an excellent opportunity for first-time buyers seeking value, comfort, and lifestyle. This spacious, beautifully renovated one-bedroom home features high ceilings, large windows, and abundant natural light, along with fresh interior paint, new flooring, and a new refrigerator. The open layout offers generous living areas, a large bedroom with direct access to a private patio, and a walk-in closet. The patio is ideal for relaxing, entertaining, or creating your own outdoor retreat, while the in-unit laundry and end-unit location provide added convenience, privacy, and fewer shared walls. Currently, the lowest-priced one-bedroom available in resort-style Vista Del Lago, the home combines space and affordability in a tranquil setting surrounded by mountain views. Residents enjoy extensive amenities including two pools and spas (one a heated lap pool), tennis and pickleball courts, a fitness center, billiards and recreation rooms, a clubhouse, scenic walking and biking trails, a duck pond, and beautifully maintained grounds. Morada residents also benefit from a private pool and spa and EV charging. Located within the highly regarded Poway Unified School District and just minutes from freeway access, shopping, dining, Lake Hodges trails, and the San Pasqual and Highland Valley wineries, this home offers an ideal blend of convenience, recreation, and everyday living.

Mortgage Calculator

Est. Monthly Payment

$3,209

Principal & Interest$2,098
Property Tax$415
Insurance$121
HOA$574
%($83,000)
%

Investment Score

12D
Est. Monthly Rent
$2,387
Monthly Cashflow

Rent − PITI − HOA

$-821
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,716

Mortgage (P+I)
$2,098
Cap Rate
1.11%
Cash-on-Cash
-11.88%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$3,208

NOI (Annual)
$4,586
Price-to-Rent

Lower = better for investors

14.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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