18660 Caminito Cantilena

18660 Caminito Cantilena #259

D

Rancho Bernardo, CA 92128

$629,000

Soft Appraisal Value: $619,800 · 1.5% above estimate

Beds

2

Baths

2.5

Sqft

1,275

Year Built

1993

Days on Market

24

Property Type

Condo

HOA/mo

$682

MLS ID

PTP2601923

Description

Escape to Private Luxury in Rancho Bernardo’s Bernardo Vista Del Lago Imagine owning a serene, gated retreat that feels like a detached single-family home—only one shared wall for maximum privacy and quiet. This stunning 2-bed, 2.5-bath two-story condo at 18660 Caminito Cantilena #259 delivers that rare detached-home vibe in Morada at Vista Del Lago. Surrounded by lush green hills, your front “yard” is the sparkling community pool and spa—steps away for that everyday resort-style luxury and breathtaking pool views. Step inside to an open, spacious layout with a cozy fireplace, private patio for peaceful mornings, and upstairs bedrooms each with their own ensuite baths for ultimate convenience and seclusion. Modern upgrades shine: a refreshed kitchen boasting a sleek induction slide-in range and eye-catching Govee under-cabinet lighting that adds contemporary flair to cooking and entertaining. Nestled in prime Rancho Bernardo—heart of the acclaimed Poway Unified School District (a national leader with top-rated schools like Rancho Bernardo High)—you’re surrounded by mountain views, trails, shopping, dining, and easy freeway access. This is elevated living at its best: private, luxurious, carefree, and packed with incredible value in one of San Diego’s most desirable gated communities. Your slice of paradise awaits—grab it before it’s gone!

Mortgage Calculator

Est. Monthly Payment

$4,675

Principal & Interest$3,181
Property Tax$629
Insurance$183
HOA$682
%($125,800)
%

Investment Score

5D
Est. Monthly Rent
$3,831
Monthly Cashflow

Rent − PITIA

$-844
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,249

Mortgage (P+I)
$3,181
Cap Rate
1.78%
Cash-on-Cash
-21.45%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$6,752

NOI (Annual)
$11,180
Price-to-Rent

Lower = better for investors

13.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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