1853 Paterna
Ctop 80%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$7,225/mo full cashflow at 20% down, 7.43% rate.
Works at $658,242 (59% under asking), or at 86% down.
Rent $6,667/mo from 10 leases of 4–6 bed houses within 1 mi ($6,498–$6,912).
Beds
5
Baths
4.5
Sqft
3,996
Year Built
2021
Days on Market
0
Property Type
Single Family
HOA/mo
$78
MLS ID
PTP2608240
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Traditional sale. No waiting. Lock in your rate today! Turn Key condition! 3996 esf, 5 bed, 4.5 bath. Modern, elegant, spacious, comfortable. This home was built in 2021. So many desirable features. Deep backyard with spacious covered patio (like an outdoor living room.) Glass walls let you enjoy the breathtaking open view to the East. Perfect for entertaining! An enormous kitchen, family room and dining area. Solar with electric car charging. Huge primary bedroom with adjoining retreat area. An additional large game room. Bedroom and full bath on first floor. Lots of privacy for an extended family. RING and Starlink. Walking distance to elementary school. Be sure to view the 3-D Matterport tour and the beautiful Video tour to fully appreciate all this amazing home has to offer!
Mortgage Calculator
Est. Monthly Payment
$11,026
Location
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Zoned Schools
Elementary
Sonia Sotomayor Elementary · grades PK-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,667
Comp Average
$5,882
1811 Mattero Ave
5bd / 3.5ba · 2,896 sqft · Single Family
$1.05M
Est. $5,980/mo
1430 Stanislaus
5bd / 3.5ba · 3,465 sqft · Single Family
$1.25M
Est. $6,393/mo
1278 Camino Prado
5bd / 5.5ba · 2,891 sqft · Single Family
$1.24M
Est. $6,024/mo
1466 Heatherwood Avenue
4bd / 3ba · 3,637 sqft · Single Family
$1.28M
Est. $5,679/mo
1142 Pacifica Avenue
5bd / 3ba · 3,019 sqft · Single Family
$1.35M
Est. $5,333/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 4–6 bed houses within 1 mi · $6,498–$6,912
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,225/mo short at 20% down; 86% down or +$9,383/mo rent closes it.
- Break-even price
- $658,242
- Break-even rent
- $16,050/mo
- Cashflow at 35% down
- −$5,559/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$9,383/mo above the estimate
$1,375,140 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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