1430 Stanislaus
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1430 Stanislaus

Ctop 80%

Chula Vista, CA 91913

$1,249,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$4,803/mo full cashflow at 20% down, 7.43% rate.

Works at $623,628 (50% under asking), or at 76% down.

Rent $6,379/mo from 9 leases of 4–6 bed houses within 1 mi ($5,546–$6,030).

Beds

5

Baths

3.5

Sqft

3,465

Year Built

2002

Days on Market

68

Property Type

Single Family

HOA/mo

$122

MLS ID

260021613SD

This property is in Chula Vista (91913). Browse neighborhood analytics →

Virtual Tour

About This Property

5-BR 3.5-3465 sq.ft. + optional BR. Perfect for multi-Gen, features, a downstairs junior suite w/ full bath. Large living room w/ fireplace, formal dining room. Updated kitchen w/center island, breakfast area, & butler’s pantry. Expansive family room w/ fireplace opens to a built-in outdoor kitchen, creating the perfect indoor-outdoor entertaining space. primary suite w/ walk-in closet, tub & separate shower. love the upstairs laundry, and mid-level loft perfect for a office, or gaming. Bonus kids’ play area downstairs provides even more flexible space. Welcome to this stunning 5-bedroom, 3465 sq.ft. 3.5-bath home ft., with optional bedroom. Perfect for multi-Gen this home features, a downstairs junior suite w/ full bath. Large living room w/ fireplace, formal dining room. The newly updated kitchen features a center island, breakfast area, and butler’s pantry. The expansive family room offers another fireplace and opens to a built-in outdoor kitchen, creating the perfect indoor-outdoor entertaining space. Oversized primary suite provides a walk-in closet, jetted tub, and separate shower. You’ll love the upstairs laundry, along with a mid-level loft that’s perfect for a home office, study, or gaming area. A bonus kids’ play area downstairs provides even more flexible space. community include a pool, spa, and park.,Located near shopping, transportation, and everyday amenities, this exceptional home offers the space, flexibility, and lifestyle you've been looking for.

Mortgage Calculator

Est. Monthly Payment

$8,674

Principal & Interest$6,939
Property Tax$1,249
Insurance$364
HOA$122
%($249,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Heritage Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Rancho del Rey Middle · grades 7-8 · Sweetwater Union High

  • High

    Otay Ranch Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

27C
Est. Monthly Rent
$6,379

9 leases of 4–6 bed houses within 1 mi · $5,546–$6,030

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,295
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,803

What would make this work?

$4,803/mo short at 20% down; 76% down or +$6,237/mo rent closes it.

Break-even price

50% under asking

$623,628
Break-even rent

$6,237/mo above the estimate

$12,616/mo
Cashflow at 35% down
−$3,502/mo
Down payment to break even

$949,240 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,939
Cap Rate
2.36%
Cash-on-Cash
-23.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$29,459
Price-to-Rent

Lower = better for investors

16.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,803/mo