
1278 Camino Prado
Ctop 80%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$5,023/mo full cashflow at 20% down, 7.43% rate.
Works at $584,873 (53% under asking), or at 79% down.
Rent $6,024/mo from 17 leases of 4–6 bed houses within 2 mi ($5,341–$5,754).
Beds
5
Baths
5.5
Sqft
2,891
Year Built
2020
Days on Market
118
Property Type
Single Family
HOA/mo
$146
MLS ID
260017334SD
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Huge Price Reduction and seller is motivated to sell. Beautifully upgraded 5-bedroom, 5.5-bath residence Luxury, comfort and convenience come together in one of most desirable communities Escaya. Situated on one of the neighborhood's premier corner lots, this exceptional home backs directly to the community park, offering expansive open views, abundant natural light, and exceptional privacy. This house features a open floor plan with every bedroom offering its own en-suite bathroom, providing comfort and privacy. Brand-new hardwood flooring flows throughout the home, adding warmth, elegance, and a modern touch to the inviting interiors. Short walk to the community pool, School, shopping, and dining, this home offers the perfect blend of convenience and lifestyle. The bright, open-concept living spaces are designed for both everyday living and entertaining. Premium upgrades include a fully paid-off solar system, Tesla Wall Connector for EV charging, custom built-in closets in every bedroom, a designer built-in entertainment center, custom wine storage, and security monitoring system. Enjoy the beautifully designed outdoor spaces overlooking the park, where you can relax, entertain, and take in the spacious open views while enjoying the privacy of this exceptional corner lot. With its rare park-side location, brand-new hardwood flooring, luxurious en-suite bedrooms, energy-efficient upgrades, and extensive custom features, this move-in-ready home offers a rare opportunity to experience elevated Southern California living. The bright, open-concept living spaces are designed for both everyday living and entertaining. Premium upgrades include a fully paid-off solar system, Tesla Wall Connector for EV charging, custom built-in closets in every bedroom, a designer built-in entertainment center, custom wine storage, and security monitoring system.
Mortgage Calculator
Est. Monthly Payment
$8,630
Location
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Zoned Schools
Elementary
Fahari L. Jeffers Elementary · grades K-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,024
Comp Average
$5,405
1236 Corte Mendi
4bd / 3.5ba · 2,815 sqft · Single Family
$1.15M
Est. $5,761/mo
1321 Carpinteria Street
5bd / 3.5ba · 2,555 sqft · Single Family
$1.15M
Est. $5,282/mo
1540 Hunters Glen
5bd / 2.5ba · 2,662 sqft · Single Family
$1.19M
Est. $5,194/mo
1445 Autumn Hills Dr
5bd / 3ba · 2,950 sqft · Single Family
$1.25M
Est. $5,456/mo
1142 Pacifica Avenue
5bd / 3ba · 3,019 sqft · Single Family
$1.35M
Est. $5,333/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
17 leases of 4–6 bed houses within 2 mi · $5,341–$5,754
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,023/mo short at 20% down; 79% down or +$6,524/mo rent closes it.
- Break-even price
- $584,873
- Break-even rent
- $12,548/mo
- Cashflow at 35% down
- −$3,733/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$6,524/mo above the estimate
$978,810 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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