
1142 Pacifica Avenue
Ctop 80%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$6,351/mo full cashflow at 20% down, 7.43% rate.
Works at $523,012 (61% under asking), or at 88% down.
Rent $5,333/mo from 10 leases of 4–6 bed houses within 1 mi ($5,314–$5,638).
Beds
5
Baths
3
Sqft
3,019
Year Built
2000
Days on Market
90
Property Type
Single Family
HOA/mo
$89
MLS ID
PTP2606161
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Welcome to this elegant and spacious 5-bedroom, 3.5-bath residence, thoughtfully designed for comfortable living, entertaining, and everyday enjoyment. From the moment you enter, you are greeted by an impressive entryway, soaring vaulted ceilings, beautiful tile flooring, and an elegant staircase that creates a wonderful sense of arrival. The well-appointed two-story floor plan offers generous living spaces throughout, including a spacious formal living room, inviting family room, and a gourmet kitchen with ample room for gathering and entertaining. A highly desirable private bedroom and bathroom on the first level provides excellent flexibility for guests, extended family, a home office, or multigenerational living. Upstairs, the home continues to impress with generously sized bedrooms and a functional layout offering both comfort and privacy. Additional features include wood flooring on 1st level and carpeting on 2nd level, private laundry room, abundant natural light, vaulted ceilings, solar panels, and numerous thoughtful details throughout. Step outside to a spacious rear yard offering plenty of room to relax, entertain, or create your own private outdoor retreat. The backyard is further enhanced by a private sauna, providing a unique opportunity to unwind and enjoy the comforts of home. Ideally situated in a highly desirable neighborhood with convenient access to schools, shopping, dining, everyday services, and major freeways, this exceptional property offers the perfect combination of space, elegance, functionality, and location. A wonderful opportunity to own a beautiful 5-bedroom home in a sought-after community. This is truly a must-see!
Mortgage Calculator
Est. Monthly Payment
$9,333
Location
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Zoned Schools
Elementary
Heritage Elementary · grades K-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,333
Comp Average
$5,791
934 Lafayette Place
6bd / 4ba · 3,000 sqft · Single Family
$1.15M
Est. $5,902/mo
1430 Stanislaus
5bd / 3.5ba · 3,465 sqft · Single Family
$1.25M
Est. $6,379/mo
1278 Camino Prado
5bd / 5.5ba · 2,891 sqft · Single Family
$1.24M
Est. $6,024/mo
1540 Hunters Glen
5bd / 2.5ba · 2,662 sqft · Single Family
$1.19M
Est. $5,194/mo
1445 Autumn Hills Dr
5bd / 3ba · 2,950 sqft · Single Family
$1.25M
Est. $5,456/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 4–6 bed houses within 1 mi · $5,314–$5,638
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,351/mo short at 20% down; 88% down or +$8,249/mo rent closes it.
- Break-even price
- $523,012
- Break-even rent
- $13,582/mo
- Cashflow at 35% down
- −$4,945/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$8,249/mo above the estimate
$1,188,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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