17892 Creciente Way

17892 Creciente Way

D

4S Ranch, CA 92127

$2,180,000

Soft Appraisal Value: $2,125,400 · 2.6% above estimate

Beds

5

Baths

5

Sqft

3,172

Year Built

1985

Days on Market

171

Property Type

Single Family

HOA/mo

$52

MLS ID

PTP2507724

Description

If you are looking for a unique home with high-end materials, this property is for you! Offering approx. 3,200 sq. ft. of living space, fully rebuilt and expanded in 2019 with an 1,800 sq. ft. permitted addition. This home feels like new construction! Features include 5 spacious bedrooms many with en suite baths, a first-floor primary suite with walk-in closet, fireplace, and spa-style bathroom. Plus, a gourmet kitchen with oversized island, imported Spain stone (2023), Sub-Zero & Wolf appliances, and bar area. The living room showcases floor-to-ceiling windows, dramatic fireplace, built-in home theater, and ceiling sound system. Additional highlights: large loft, fully tiled bathrooms, new HVAC (2019), 36 leased solar panels ($229/mo), whole-house water filtration (2022), new roof (2019), and a converted garage guest suite. The private backyard offers premium tile and outdoor fireplace.

Mortgage Calculator

Est. Monthly Payment

$13,891

Principal & Interest$11,023
Property Tax$2,180
Insurance$636
HOA$52
%($436,000)
%

Investment Score

2D
Est. Monthly Rent
$7,766
Monthly Cashflow

Rent − PITI − HOA

$-6,125
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,728

Mortgage (P+I)
$11,023
Cap Rate
0.71%
Cash-on-Cash
-26.77%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$20,400

NOI (Annual)
$15,542
Price-to-Rent

Lower = better for investors

23.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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