15778 Camino Crisalida

15778 Camino Crisalida

D

4S Ranch, CA 92127

$1,450,000
NEW — 5d on market

Soft Appraisal Value: $1,425,400 · 1.7% above estimate

Beds

4

Baths

3

Sqft

1,931

Year Built

1989

Days on Market

5

Property Type

Single Family

HOA/mo

$155

MLS ID

NDP2602720

Description

Rare water view and sunset backdrop distinguish this Camino Bernardo residence, offering one of the most coveted settings in Rancho Bernardo. Overlooking the water and the tranquil trails of Black Mountain Open Space Reserve, the home enjoys a refined sense of privacy, natural beauty, and serenity, all while remaining close to premier schools, shopping, dining, and convenient commuter access. Inside, the home is beautifully maintained and thoughtfully designed, with a spacious living room, an inviting dining area, and a bright family room that opens to the kitchen and lanai. The layout is comfortable and functional, creating an easy flow for everyday living and entertaining. Central A/C adds year-round comfort, and the attached two-car garage features epoxy flooring and built-in storage. The upper Brazilian wood deck offers a quiet retreat with beautiful water views, ideal for morning coffee, sunset watching, or simply taking in the peaceful surroundings. Below, the backyard is designed for entertaining and gathering, with a covered lanai, recessed lighting, drought-tolerant landscaping, and multiple seating areas that create a welcoming outdoor extension of the home. Residents of Camino Bernardo enjoy resort-style amenities including a pool, spa, clubhouse, and tennis courts. Nearby Turtleback Elementary, Bernardo Heights Middle, and Rancho Bernardo High further enhance the appeal, along with easy access to scenic recreation in Black Mountain and beyond. This is a rare opportunity to experience a truly special Rancho Bernardo lifestyle.

Mortgage Calculator

Est. Monthly Payment

$9,360

Principal & Interest$7,332
Property Tax$1,450
Insurance$423
HOA$155
%($290,000)
%

Investment Score

2D
Est. Monthly Rent
$5,016
Monthly Cashflow

Rent − PITI − HOA

$-4,344
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,706

Mortgage (P+I)
$7,332
Cap Rate
0.52%
Cash-on-Cash
-27.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$13,725

NOI (Annual)
$7,512
Price-to-Rent

Lower = better for investors

24.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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