17784 Via Graacia

Rancho Bernardo, CA 92128

$1,655,000

Soft Appraisal Value: $1,614,800 · 2.5% above estimate

Beds

Baths

Sqft

3,191

Year Built

1967

Days on Market

Property Type

Single Family

HOA/mo

$455

MLS ID

260003291SD

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Description

RANCH HOME IN THE GREENS ON CUL-DE-SAC, WALK TO RANCHO BERNARDO INN AND RANCHO BERNARDO GOLF COUNTRY CLUB. VERY LARGE & OPEN FLOOR PLAN. NEW ROOF AND BATHROOMS HAVE BEEN REMODELED. LARGE LOT WITH ADU POTENTIAL, MANY ADU IN THE NEIGHBORHOOD. WOOD FLOORING THRU OUT, LARGE KITCHEN WITH ISLAND. HOA IS RB SWIN AND TENNIS CLUB.

Mortgage Calculator

Est. Monthly Payment

$10,961

Principal & Interest$8,369

Property Tax$1,655

Insurance$483

HOA$455

Down Payment

%($331,000)

Interest Rate

Loan Term

Comparable Properties

5 comps found

This Property

$4,823

Comp Average

$3,890

12615 Senda Acantilada

3bd / 2ba · 1,909 sqft · Single Family

$999K

Est. $4,170/mo

16872 Pinata Dr

3bd / 2ba · 1,523 sqft · Single Family

$995K

Est. $3,870/mo

12043 Sienna Lane

4bd / 3.5ba · 1,806 sqft · Townhouse

$1000K

Est. $4,450/mo

16731 San Salvador Rd

2bd / 2ba · 1,770 sqft · Single Family

$1000K

Est. $3,805/mo

12141 Iron View Row

2bd / 2ba · 1,328 sqft · Single Family

$995K

Est. $3,157/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

$4,823

Monthly Cashflow

Rent − PITIA

$-6,139

Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,627

Mortgage (P+I)

$8,369

Cap Rate

-0.19%

Cash-on-Cash

-31.28%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.44

Break-even Rent

$16,027

NOI (Annual)

$-3,101

Price-to-Rent

Lower = better for investors

28.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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