12032 Royal Birkdale Row

12032 Royal Birkdale Row #B

C

Rancho Bernardo, CA 92128

$984,900
NEW — 6d

Beds

4

Baths

3

Sqft

1,993

Year Built

1986

Days on Market

6

Property Type

Townhouse

HOA/mo

$765

MLS ID

260014105SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Beautiful panoramic views of the golf course! This rare four-bedroom, three-bath residence located in the highly desirable Masters Hill community of Rancho Bernardo. Nestled on a golf course within a gated neighborhood, this home offers secure, amenity-rich living in a peaceful setting. This home is turn-key with many new features including fresh paint and new carpet. Enjoy an ideal location close to RB High School and Bernardo Heights Middle School, shopping, dining, and easy freeway access.

Mortgage Calculator

Est. Monthly Payment

$7,017

Principal & Interest$4,980
Property Tax$985
Insurance$287
HOA$765
%($196,980)
%

Location

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Investment Score

13D
Est. Monthly Rent
$4,432
Monthly Cashflow

Rent − PITIA

$-2,585
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,425

Mortgage (P+I)
$4,980
Cap Rate
0.68%
Cash-on-Cash
-26.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$10,179

NOI (Annual)
$6,660
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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