17547 Plaza Karena
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17547 Plaza Karena

D

Rancho Bernardo, CA 92128

$1,300,000
NEW — 7d

Beds

2

Baths

2

Sqft

1,786

Year Built

1974

Days on Market

7

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003713SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Enjoy breathtaking Golf Course & Mountain Views from this beautifully updated contemporary home in the Oaks North 55+ community of Rancho Bernardo. This single-story gem features gorgeous wood vinyl flooring, chef’s kitchen complete with stainless steel appliances, gas cooking, white quartz countertops, and a spacious island that opens to the inviting living room and to the dining area providing easy entertaining or everyday living. Office plus 2 bedrooms finishes off all that is needed! The home includes fully updated bathrooms, with the primary bath offering a convenient roll-in shower for those who need it. Additional upgrades include a tankless water heater and security system upgraded with fire and smoke alarms for peace of mind. Nestled in a peaceful cul-de-sac, you’ll love being just minutes from the charming Bernardo Winery, home to a coffeehouse, restaurant, boutique shops, and a lively Friday Farmers Market. Residents of Oaks North enjoy an active lifestyle at the renowned Oaks North Community Center, featuring pool, spa, sauna, pickleball and tennis courts, lawn bowling, library, craft and woodworking rooms, an exercise facility, and more. Notably, here are no monthly HOA fees, only a modest yearly Community Center fee!

Mortgage Calculator

Est. Monthly Payment

$8,253

Principal & Interest$6,574
Property Tax$1,300
Insurance$379
%($260,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$3,713
Monthly Cashflow

Rent − PITIA

$-4,540
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,477

Mortgage (P+I)
$6,574
Cap Rate
0.09%
Cash-on-Cash
-29.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$12,124

NOI (Annual)
$1,160
Price-to-Rent

Lower = better for investors

29.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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