17547 Plaza Karena
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17547 Plaza Karena

C

Rancho Bernardo, CA 92128

$1,275,000

Soft Appraisal Value: $1,238,600 · 2.9% above estimate

Beds

2

Baths

2

Sqft

1,786

Year Built

1974

Days on Market

52

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003713SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Golf Course & Mountain Views from this beautifully updated contemporary home in the Oaks North 55+ community of Rancho Bernardo. This single-story gem features gorgeous engineered wood flooring, chef’s kitchen complete with stainless steel appliances, gas cooking, white quartz countertops, and a spacious island that opens to the inviting living room. Office plus 2 bedrooms and oversized epoxy floored 2 car garage with space for storage & golf cart, finishes off all that is needed! The home includes fully updated bathrooms, with the primary bath offering a convenient walk-in shower. Additional upgrades include a tankless water heater and security system upgraded with fire and smoke alarms for peace of mind. Nestled in a peaceful cul-de-sac, you’ll love being just minutes from the charming Bernardo Winery, home to a coffeehouse, restaurant, boutique shops, and a lively Friday Farmers Market. Residents of Oaks North enjoy an active lifestyle at the renowned Oaks North Community Center, featuring pool, spa, sauna, pickleball and tennis courts, lawn bowling, library, craft and woodworking rooms, an exercise facility, and more. No monthly HOA fees, only a modest yearly Community Center fee of $595 paid annually. The separate Public Oaks North Golf with 3 executive courses is within walking distance of the Community Center.

Mortgage Calculator

Est. Monthly Payment

$8,094

Principal & Interest$6,447
Property Tax$1,275
Insurance$372
%($255,000)
%

Location

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Investment Score

4D
Est. Monthly Rent
$4,046
Monthly Cashflow

Rent − PITIA

$-4,048
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,041

Mortgage (P+I)
$6,447
Cap Rate
0.38%
Cash-on-Cash
-28.43%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$11,892

NOI (Annual)
$4,871
Price-to-Rent

Lower = better for investors

26.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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