
12515 Camino Vuelo
Ctop 80%Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo
4 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 6, 2026.
None of the 50 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$4,649/mo full cashflow at 20% down, 7.43% rate.
Works at $294,669 (67% under asking), or at 95% down.
Rent $3,712/mo from 9 leases of 2-bed houses within 2 mi ($3,868–$4,125).
Beds
2
Baths
2
Sqft
1,875
Year Built
1977
Days on Market
0
Property Type
Single Family
HOA/mo
$595
MLS ID
NDP2610041
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome to this beautifully updated, single-level 2-bedroom, 2-bath home offering 1,875 sq. ft. of spacious, comfortable living in the premier 55+ resort-style community of Oaks North in Rancho Bernardo. Thoughtfully upgraded for both comfort and energy efficiency, this wonderful home features owned solar, an LG backup battery, dual-pane windows, an EV charger, and solar tubes throughout that fill the interior with beautiful natural light. The expansive floor plan offers distinct living, dining, living, and family rooms, providing plenty of space for relaxing, entertaining, and everyday living. Plantation shutters add timeless style, while the updated kitchen features custom cabinetry, granite countertops, 2 ovens, a cozy breakfast nook, and a walk-in pantry. Step outside to the large, covered patio, an inviting extension of the home's living space with beautiful mountain views as your backdrop. It’s the perfect place to enjoy morning coffee, dine al fresco, entertain friends, or simply unwind and enjoy the peaceful surroundings. The spacious attached two-car garage provides excellent flexibility for vehicles, hobbies, projects, and storage. Overhead rafter storage, accessed by an easy pull-down ladder, adds even more valuable storage space. Oaks North offers an exceptional resort-style lifestyle with an impressive array of amenities, including a pool, spa, sauna, tennis and pickleball courts, fitness center, library, woodworking room, sewing room, billiards, ceramics room, and more. The large community center features meeting rooms and a kitchen and hosts a full calendar of social activities, creating countless opportunities to stay active, connect with neighbors, pursue hobbies, and make new friends. Comfortable, spacious, and thoughtfully upgraded, this exceptional home offers the ideal blend of modern conveniences, versatile living spaces, energy-efficient features, and the relaxed resort-style lifestyle that makes Oaks North so special.
Mortgage Calculator
Est. Monthly Payment
$6,757
Location
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Zoned Schools
Elementary
Chaparral Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,712
Comp Average
$4,021
16447 Gabarda Rd
2bd / 2ba · 1,618 sqft · Single Family
$799K
Est. $4,049/mo
18006 Calle Estepona
2bd / 2ba · 1,738 sqft · Single Family
$1.03M
Est. $3,716/mo
12659 Senda Acantilada
2bd / 2ba · 1,786 sqft · Single Family
$1.02M
Est. $3,865/mo
12615 Senda Acantilada
3bd / 2ba · 1,909 sqft · Single Family
$1.20M
Est. $4,686/mo

17547 Plaza Karena
2bd / 2ba · 1,786 sqft · Single Family
$1.27M
Est. $3,791/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed houses within 2 mi · $3,868–$4,125
Blended 50/50 with the zip's market median ($3,468)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,649/mo short at 20% down; 95% down or +$6,037/mo rent closes it.
- Break-even price
- $294,669
- Break-even rent
- $9,749/mo
- Cashflow at 35% down
- −$3,711/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
67% under asking
$6,037/mo above the estimate
$854,990 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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