1753 Camino Strava #1
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1753 Camino Strava #1

Btop 30%

Chula Vista, CA 91913

$721,900
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,865/mo full cashflow at 20% down, 7.43% rate.

Works at $348,860 (52% under asking), or at 78% down.

Rent $4,032/mo from 22 leases of 1–3 bed condos & townhomes within 2 mi ($3,412–$3,704).

Beds

2

Baths

2

Sqft

1,453

Year Built

2025

Days on Market

158

Property Type

Condo

HOA/mo

$425

MLS ID

NDP2605442

This property is in Chula Vista (91913). Browse neighborhood analytics →

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About This Property

Spacious one story home located in the Master Plan of Cota Vera, a mixed -use, walkable master-planned community surrounded by the beauty of Otay Ranch. Haddington, a gated community, for 55 years and older offer homeowners an easy, fun, lifestyle with exclusive access to their own community private recreational facility, outdoor pool with sundeck and cabanas, firepit, BBQ'S, and indoor fitness center .Walking distance to a future public park which will include Pickle Ball and much more. This one story home is a Plan 1, 2 bedroom, 2 bath home with high ceilings, open floorplan, gourmet kitchen with large island, stainless steel appliances, white shaker cabinets, quartz countertops, indoor laundry room with a sink and 2 car attached garage. Photos are an artist's rendering and shown for representative purposes.

Mortgage Calculator

Est. Monthly Payment

$5,368

Principal & Interest$4,010
Property Tax$722
Insurance$211
HOA$425
%($144,380)
%
Loan Term

Location

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Investment Score

44B
Est. Monthly Rent
$4,032

22 leases of 1–3 bed condos & townhomes within 2 mi · $3,412–$3,704

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($3,484). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$1,336
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,865

What would make this work?

$2,865/mo short at 20% down; 78% down or +$3,721/mo rent closes it.

Break-even price

52% under asking

$348,860
Break-even rent

$3,721/mo above the estimate

$7,753/mo
Cashflow at 35% down
−$2,113/mo
Down payment to break even

$563,082 cash

78%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,010
Cap Rate
2.24%
Cash-on-Cash
-23.81%
DSCR

Need ≥ 1.25 for DSCR loan

0.75

NOI (Annual)
$16,161
Price-to-Rent

Lower = better for investors

14.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,865/mo