2003 Gypsy Ave #7
Atop 10%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,140/mo full cashflow at 20% down, 7.43% rate.
Works at $321,237 (46% under asking), or at 72% down.
Rent $4,002/mo from 27 leases of 3-bed condos & townhomes within 2 mi ($3,429–$3,682).
Beds
3
Baths
2
Sqft
1,429
Year Built
2026
Days on Market
140
Property Type
Condo
HOA/mo
$614
MLS ID
260015206SD
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
This new three-story townhome, ready for moving in in Oct /Nov, maximizes space while keeping everything organized and accessible. On the second floor, the living room, dining room and kitchen create a flowing space for daily life and entertaining with seamless access to an outdoor deck. The third floor delivers a restful sanctuary with a tranquil owner's suite featuring its own bath and walk-in closet, complemented by two additional bedrooms steps from a full bathroom. Photos or renderings may be of the Model Home and not the actual home.
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Est. Monthly Payment
$4,722
Location
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Comparable Properties
5 comps foundThis Property
$4,002
Comp Average
$3,436
1241 Santa Cora Avenue
3bd / 2.5ba · 1,385 sqft · Condo
$579K
Est. $3,514/mo
1880 Aubrives Place
3bd / 2ba · 1,315 sqft · Condo
$595K
Est. $3,313/mo
1338 Nicolette Avenue
3bd / 2ba · 1,315 sqft · Condo
$600K
Est. $3,298/mo
2044 Bluestone Circle
3bd / 2.5ba · 1,316 sqft · Condo
$640K
Est. $3,528/mo
2062 Bluestone Cir
3bd / 2.5ba · 1,316 sqft · Condo
$699K
Est. $3,528/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
27 leases of 3-bed condos & townhomes within 2 mi · $3,429–$3,682
Blended 50/50 with a property-level estimate
A property-level estimate runs more than 25% above what comparable homes leased for ($3,533). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,140/mo short at 20% down; 72% down or +$2,779/mo rent closes it.
- Break-even price
- $321,237
- Break-even rent
- $6,781/mo
- Cashflow at 35% down
- −$1,515/mo
- Down payment to break even
- 72%
- Rate to break even
- Not reachable
46% under asking
$2,779/mo above the estimate
$431,928 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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