17465 Plaza Del Curtidor

17465 Plaza Del Curtidor

Atop 10%

Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo

$455,000
NEW — 0d
STR: check · no permits in this complex · TOT 11.75%

1 licensed short-term rental within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 69-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,681/mo full cashflow at 20% down, 7.36% rate.

Works at $235,028 (48% under asking), or at 74% down.

Rent $3,167/mo from 9 leases of 2-bed condos & townhomes within 0.5 mi ($2,843–$3,586).

Beds

2

Baths

1

Sqft

945

Year Built

1973

Days on Market

0

Property Type

Condo

HOA/mo

$642

MLS ID

260026979SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Immaculate! Pristine! Move-in ready! This two-bedroom home has been totally remodeled and highly upgraded with quality finishes throughout. Upgrades include stunning wooden front entry door, bamboo flooring, dual pane doors and windows, Quartz countertops, updated cabinetry, ceiling fans, light fixtures, mirrored bedroom sliding closet doors, wet bar, pass through window to patio from kitchen, and window coverings. NO STAIRS! Enjoy beautiful views of mountains and hills from the living room, primary bedroom and private back patio or sit on the front patio with friends and family. Meet your neighbors at the Oaks North Community Center for a game of pickle ball, lawn bowling, tennis or a swim. Take advantage of the active social life offered at the community center with Wine Down Wednesday, Friday Movie Night and holiday parties. Yoga, Tai Chi, Bridge, Mahjong, Balance, Meditation, and water aerobics are just a few of the classes offered weekly. This home can be purchased totally furnished making it perfect for a winter or a summer home!

Mortgage Calculator

Est. Monthly Payment

$3,740

Principal & Interest$2,510
Property Tax$455
Insurance$133
HOA$642
%($91,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Chaparral Elementary · grades K-5 · Poway Unified

  • Middle

    Bernardo Heights Middle · grades 6-8 · Poway Unified

  • High

    Rancho Bernardo High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

61A
Est. Monthly Rent
$3,167

9 leases of 2-bed condos & townhomes within 0.5 mi · $2,843–$3,586

Blended 50/50 with the zip's market median ($3,273)

Monthly Cashflow

Rent − PITIA

-$573
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,681

What would make this work?

$1,681/mo short at 20% down; 74% down or +$2,183/mo rent closes it.

Break-even price

48% under asking

$235,028
Break-even rent

$2,183/mo above the estimate

$5,350/mo
Cashflow at 35% down
−$1,210/mo
Down payment to break even

$336,700 cash

74%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,510
Cap Rate
2.61%
Cash-on-Cash
-22.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.85

NOI (Annual)
$11,853
Price-to-Rent

Lower = better for investors

12.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,681/mo