17465 Plaza Del Curtidor
Atop 10%Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo
1 licensed short-term rental within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 69-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,681/mo full cashflow at 20% down, 7.36% rate.
Works at $235,028 (48% under asking), or at 74% down.
Rent $3,167/mo from 9 leases of 2-bed condos & townhomes within 0.5 mi ($2,843–$3,586).
Beds
2
Baths
1
Sqft
945
Year Built
1973
Days on Market
0
Property Type
Condo
HOA/mo
$642
MLS ID
260026979SD
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Immaculate! Pristine! Move-in ready! This two-bedroom home has been totally remodeled and highly upgraded with quality finishes throughout. Upgrades include stunning wooden front entry door, bamboo flooring, dual pane doors and windows, Quartz countertops, updated cabinetry, ceiling fans, light fixtures, mirrored bedroom sliding closet doors, wet bar, pass through window to patio from kitchen, and window coverings. NO STAIRS! Enjoy beautiful views of mountains and hills from the living room, primary bedroom and private back patio or sit on the front patio with friends and family. Meet your neighbors at the Oaks North Community Center for a game of pickle ball, lawn bowling, tennis or a swim. Take advantage of the active social life offered at the community center with Wine Down Wednesday, Friday Movie Night and holiday parties. Yoga, Tai Chi, Bridge, Mahjong, Balance, Meditation, and water aerobics are just a few of the classes offered weekly. This home can be purchased totally furnished making it perfect for a winter or a summer home!
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Est. Monthly Payment
$3,740
Location
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Zoned Schools
Elementary
Chaparral Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,167
Comp Average
$3,033

17617 Pomerado Rd
2bd / 2ba · 980 sqft · Condo
$450K
Est. $3,675/mo
17463 Plaza Abierto
2bd / 1ba · 945 sqft · Condo
$470K
Est. $2,906/mo
17657 Pomerado Road 252
2bd / 2ba · 980 sqft · Condo
$500K
Est. $2,895/mo
12382 Santiago Rd
2bd / 1ba · 962 sqft · Condo
$560K
Est. $2,897/mo
13211 Wimberly Sq.
2bd / 2ba · 907 sqft · Condo
$567K
Est. $2,792/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed condos & townhomes within 0.5 mi · $2,843–$3,586
Blended 50/50 with the zip's market median ($3,273)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,681/mo short at 20% down; 74% down or +$2,183/mo rent closes it.
- Break-even price
- $235,028
- Break-even rent
- $5,350/mo
- Cashflow at 35% down
- −$1,210/mo
- Down payment to break even
- 74%
- Rate to break even
- Not reachable
48% under asking
$2,183/mo above the estimate
$336,700 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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