17453 Plaza Cerado
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17453 Plaza Cerado #105

A

Rancho Bernardo, CA 92128

$615,000
NEW — 3d

Soft Appraisal Value: $607,300 · 1.3% above estimate

Beds

2

Baths

2

Sqft

1,431

Year Built

1973

Days on Market

3

Property Type

Condo

HOA/mo

$535

MLS ID

260015128SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to your own private sanctuary in the resort-style 55+ community of Oaks North! This charming DOWNSTAIRS unit has two-bedroom, two-bathroom home features a warm and inviting living room with a stacked-stone fireplace and a recently remodeled kitchen. Enjoy an active lifestyle with exceptional community amenities including pickleball, tennis, lawn bowling, yoga, Tai Chi, water aerobics, social clubs, holiday events, movie nights, and a library. Experience the perfect blend of comfort, recreation, and community living. ***This is a downstairs unit, with only 3 steps. Walking distance to the RB Winery, great pizza and wine! Local shops, quick to the freeway. This home is move in ready!

Mortgage Calculator

Est. Monthly Payment

$4,439

Principal & Interest$3,110
Property Tax$615
Insurance$179
HOA$535
%($123,000)
%

Location

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Investment Score

59B
Est. Monthly Rent
$3,976
Monthly Cashflow

Rent − PITIA

$-463
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,890

Mortgage (P+I)
$3,110
Cap Rate
2.38%
Cash-on-Cash
-18.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.90
Break-even Rent
$6,430

NOI (Annual)
$14,640
Price-to-Rent

Lower = better for investors

12.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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