17412 Graciosa Road
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17412 Graciosa Road

C

Rancho Bernardo, CA 92128

$1,374,999
NEW — 0d

Soft Appraisal Value: $1,332,300 · 3.2% above estimate

Beds

3

Baths

2

Sqft

1,817

Year Built

1973

Days on Market

0

Property Type

Single Family

HOA/mo

$41

MLS ID

PTP2604457

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Coveted single-level living on a private half-acre corner lot in the heart of Bernardo Greens, one of Rancho Bernardo's most desirable communities. This meticulously maintained home opens into a bright, vaulted living room that flows seamlessly into a spacious kitchen and bar area — perfect for entertaining — then spills out through the back to a private patio overlooking scenic hillside views. Bedrooms are tucked down the hall to the right, keeping the living spaces open and the sleeping quarters private. The oversized corner lot is a true showstopper, complete with a mature fruit tree orchard producing figs, lemons, peaches, oranges, guava, and more — all just steps from the Rancho Bernardo Golf Course and the RB Swim & Tennis Club. The massive three-car attached garage is loaded with built-in cabinets and storage rarely found at this price point. Major systems have all been updated, including a Lennox HVAC system (2015), full copper repipe from the street (2014), whole-house water softener, reverse osmosis unit, blown-in attic insulation, and quartz countertops throughout — so you can move in with total confidence. An unbeatable lot, a three-car garage, and a premier Rancho Bernardo address — opportunities like this don't come around often.

Mortgage Calculator

Est. Monthly Payment

$8,770

Principal & Interest$6,953
Property Tax$1,375
Insurance$401
HOA$41
%($275,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,746
Monthly Cashflow

Rent − PITIA

$-4,024
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,261

Mortgage (P+I)
$6,953
Cap Rate
0.60%
Cash-on-Cash
-27.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$12,877

NOI (Annual)
$8,299
Price-to-Rent

Lower = better for investors

24.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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