12061 Callado Rd
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12061 Callado Rd

D

Rancho Bernardo, CA 92128

$835,000

Beds

2

Baths

2

Sqft

1,640

Year Built

1965

Days on Market

45

Property Type

Single Family

HOA/mo

$615

MLS ID

260008784SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

PRICE IMPROVEMENT! $835K for this gorgeous 55+ home in the Seven Oaks neighborhood. ADA Compliant with widened doorway and wheelchair accessible Primary bath and shower. Upgrades to bath were done with permits and are reflected in the posted square footage. Features and upgrades include: Fully owned solar, EV charger, front porch w/peak mountain views, walnut kitchen cabinets and upgraded black stainless appliances. Granite countertops throughout the kitchen and both baths, bar seating. Second bath recently remodeled. Public Records show 1280 sq ft. The enclosed sun room is 12x30 and adds to 360 sq ft to the living space. Large private backyard with beautiful professionally designed landscaping. Large primary bedroom suite with 3 closets, primary bath is wheelchair accessible. Dual sinks, walk-in tiled shower. 2nd bedroom has built-in bookcases and is currently used as an office. Washer and gas dryer hookups in the garage, there are also washer and electric dryer hookups in the sunroom. All windows except sunroom were replaced with Andersen dual pane windows in 2023. HOA fees include membership to the Seven Oaks Community Center. The community Center offers many activities, includes a pool, pickle ball, fitness center, several clubs and activities.

Mortgage Calculator

Est. Monthly Payment

$5,916

Principal & Interest$4,222
Property Tax$835
Insurance$244
HOA$615
%($167,000)
%

Location

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Investment Score

12D
Est. Monthly Rent
$3,315
Monthly Cashflow

Rent − PITIA

$-2,601
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,059

Mortgage (P+I)
$4,222
Cap Rate
0.23%
Cash-on-Cash
-29.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$8,587

NOI (Annual)
$1,953
Price-to-Rent

Lower = better for investors

21.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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