12061 Callado Rd
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12061 Callado Rd

D

Rancho Bernardo, CA 92128

$889,000
NEW — 0d

Beds

2

Baths

2

Sqft

1,280

Year Built

1965

Days on Market

0

Property Type

Single Family

HOA/mo

$615

MLS ID

260008784SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Gorgeous 55+ home in the Seven Oaks neighborhood. Wheelchair accessible. Features and upgrades include: Fully owned solar, EV charger, front porch w/peak mountain views, walnut kitchen cabinets and upgraded black stainless appliances. Granite countertops throughout the kitchen and both baths, bar seating. Second bath recently remodeled. The enclosed sun room adds to the living space. Large private backyard with beautiful professionally designed landscaping. Large primary bedroom suite with 3 closets, primary bath is wheelchair accessible. Dual sinks, walk-in tiled shower. 2nd bedroom has built-in bookcases and is currently used as an office. Washer and dryer are currently in the sunroom, but there are also hookups in the garage if you would prefer locating them there. All windows except sunroom were replaced with Andersen dual pane windows in 2023. HOA fees include membership to the Seven Oaks Community Center. The community Center offers many activities, includes a pool, pickle ball, fitness center, several clubs and activities.

Mortgage Calculator

Est. Monthly Payment

$6,259

Principal & Interest$4,495
Property Tax$889
Insurance$259
HOA$615
%($177,800)
%

Location

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Investment Score

10D
Est. Monthly Rent
$3,512
Monthly Cashflow

Rent − PITIA

$-2,746
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,295

Mortgage (P+I)
$4,495
Cap Rate
0.27%
Cash-on-Cash
-28.99%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$9,090

NOI (Annual)
$2,405
Price-to-Rent

Lower = better for investors

21.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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