
2055 Foxtrot Loop #1
Btop 30%Chula Vista, CA 91915
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,947/mo full cashflow at 20% down, 7.43% rate.
Works at $345,294 (53% under asking), or at 79% down.
Rent $3,877/mo from 11 leases of 3-bed condos & townhomes within 0.5 mi ($3,618–$3,865).
Beds
3
Baths
2.5
Sqft
1,653
Year Built
2017
Days on Market
97
Property Type
Townhouse
HOA/mo
$333
MLS ID
PTP2605953
This property is in Chula Vista (91915). Browse neighborhood analytics →
About This Property
2055 Foxtrot Loop #1 is a beautifully designed townhome located in the highly sought-after Millenia community of Otay Ranch. Originally selected as the community's model home, this residence reflects the quality, design, and attention to detail that helped showcase the neighborhood. Offering approximately 1,653 square feet of living space, this home features 3 bedrooms, 2.5 bathrooms, an open-concept floor plan, and high ceilings that create a bright and spacious feel throughout. The interior showcases upgraded flooring, modern finishes, abundant natural light, and a well-appointed kitchen that flows seamlessly into the living and dining areas, perfect for both everyday living and entertaining. Additional highlights include a private patio, an attached two-car garage, central air conditioning, and convenient in-home laundry. Residents enjoy access to exceptional community amenities, including a pool just steps away, along with nearby parks, shopping, dining, schools, and easy access to major transportation routes. The home is also within walking distance of the new Millenia Library, future home of SDSU's educational programs. Combining modern style, everyday comfort, and a prime location, this home offers an outstanding opportunity to enjoy all that Millenia has to offer. Seller offering a 2-1 rate buydown for qualified buyers. Enjoy lower monthly payments during the first two years of homeownership. Contact the listing agent for details.
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Est. Monthly Payment
$5,325
Location
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Zoned Schools
Elementary
Wolf Canyon Elementary · grades K-6 · Chula Vista Elementary
Middle
Eastlake Middle · grades 7-8 · Sweetwater Union High
High
Olympian High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,877
Comp Average
$3,848
2770 Sparta
4bd / 2.5ba · 1,465 sqft · Townhouse
$649K
Est. $3,789/mo
1514 Crown Lane
3bd / 2.5ba · 1,331 sqft · Townhouse
$650K
Est. $3,592/mo
1622 Gila Ct
3bd / 3.5ba · 1,581 sqft · Condo
$710K
Est. $3,883/mo
1713 Cripple Creek Drive
3bd / 2ba · 1,728 sqft · Townhouse
$725K
Est. $3,819/mo
971 Somerset Ct
3bd / 2.5ba · 1,890 sqft · Townhouse
$760K
Est. $4,158/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 3-bed condos & townhomes within 0.5 mi · $3,618–$3,865
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,947/mo short at 20% down; 79% down or +$3,827/mo rent closes it.
- Break-even price
- $345,294
- Break-even rent
- $7,704/mo
- Cashflow at 35% down
- −$2,188/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$3,827/mo above the estimate
$575,910 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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