17189 Bernardo Center
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17189 Bernardo Center

C

Rancho Bernardo, CA 92128

$825,000
NEW — 2d

Beds

2

Baths

2.5

Sqft

1,550

Year Built

1967

Days on Market

2

Property Type

Condo

HOA/mo

$681

MLS ID

260015602SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to this fully reimagined Rancho Bernardo retreat, where thoughtful design and modern upgrades create a truly turnkey living experience. This rare Old California-style condo is anything but typical, featuring no shared walls, soaring vaulted ceilings with exposed wood beams, and high-set windows that create abundant natural light throughout. Thoughtfully updated from top to bottom, the home showcases a new designer kitchen with custom cabinetry and brand-new appliances, remodeled bathrooms, luxury vinyl plank flooring, a retiled fireplace, fresh paint, and new windows throughout, creating a warm and inviting modern atmosphere. Enjoy a private patio perfect for relaxing or entertaining, along with the convenience of an assigned garage space, an additional designated parking spot within the community, and easy street parking directly outside the front door. Ideally located minutes from I-15, Rancho Bernardo Country Club and Golf Course, shopping, dining, parks, and top-rated schools, this home offers comfort, style, and convenience in one of North County's most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$5,918

Principal & Interest$4,172
Property Tax$825
Insurance$241
HOA$681
%($165,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$2,895
Monthly Cashflow

Rent − PITIA

$-3,024
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,377

Mortgage (P+I)
$4,172
Cap Rate
-0.30%
Cash-on-Cash
-31.83%
DSCR

Need ≥ 1.25 for DSCR loan

0.49
Break-even Rent
$8,579

NOI (Annual)
$-2,464
Price-to-Rent

Lower = better for investors

23.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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