17155 Bernardo Drive #106
Btop 30%4S Ranch, CA 92127Neighborhood: Rancho Bernardo
7 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 11, 2026.
No unit in this 48-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,318/mo full cashflow at 20% down, 7.43% rate.
Works at $208,156 (59% under asking), or at 86% down.
Rent $2,713/mo from 42 leases of 2-bed condos & townhomes within 2 mi ($2,670–$2,935).
Beds
2
Baths
1
Sqft
874
Year Built
1994
Days on Market
96
Property Type
Condo
HOA/mo
$490
MLS ID
PTP2605967
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
Welcome to your beautiful upgraded 2 bedroom, 1 bath, lower level condo in the highly desirable Waterbridge community that's close to award winning schools, restaurants, movie theaters & just south from Lake Hodges. This move-in ready unit comes complete with all new stainless steel appliances refrigerator, stove/oven, microwave, dishwasher with a farmhouse sink & faucet, garbage disposal, white cabinetry with new handles, knobs and a good size granite counter top in the spacious kitchen. Modern crown molding, base boards & new interior paint throughout the unit, with new blinds newer vinyl flooring throughout. The bathroom has new medicine cabinets, faucets, reglazed tub. Newly installed dual pane window! You will love this home with central air condition and full size washer and dryer located in the patio where you can relax and enjoy one another each or catchup with the friendly neighbors. This is a must see unit!
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Est. Monthly Payment
$3,982
Location
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Zoned Schools
Elementary
Westwood Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,713
Comp Average
$3,129
14676 Via Fiesta
2bd / 1ba · 882 sqft · Condo
$361K
Est. $3,701/mo
14676 Via Fiesta
2bd / 1ba · 882 sqft · Condo
$379K
Est. $3,701/mo
17093 W Bernardo Dr.
2bd / 1.5ba · 855 sqft · Condo
$458K
Est. $2,714/mo
11231 Avenida De Los Lobos
2bd / 2ba · 894 sqft · Condo
$492K
Est. $2,780/mo
11215 Avenida De Los Lobos
2bd / 2ba · 894 sqft · Condo
$521K
Est. $2,750/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
42 leases of 2-bed condos & townhomes within 2 mi · $2,670–$2,935
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,318/mo short at 20% down; 86% down or +$3,011/mo rent closes it.
- Break-even price
- $208,156
- Break-even rent
- $5,724/mo
- Cashflow at 35% down
- −$1,787/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$3,011/mo above the estimate
$438,600 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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