1702 Avenida Vista Labera
Ctop 80%Oceanside, CA 92056Neighborhood: Ivey Ranch & Rancho Del Oro
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 1, 2026.
Pass at asking: -$4,242/mo full cashflow at 20% down, 7.49% rate.
Works at $365,063 (60% under asking), or at 87% down.
Rent $3,842/mo from 14 leases of 2–4 bed houses within 1 mi ($3,401–$3,735).
Beds
3
Baths
2.5
Sqft
1,432
Year Built
1988
Days on Market
44
Property Type
Single Family
HOA/mo
$143
MLS ID
NDP2608679
This property is in Oceanside (92056). View neighborhood stats →
About This Property
Privacy, position, and pride of ownership come together in this thoughtfully updated 3-bedroom, 2.5-bath, 1,432 sq ft home featuring a newer roof, fresh exterior paint, and an ideal location within walking distance of top-rated Empresa Elementary School. Ideally positioned on a large premium corner lot with a southwest-facing backyard, the home offers exceptional privacy with only one neighboring residence—no home directly behind or alongside you and no road noise, a rare combination within the community. Inside, consistent LVP flooring and baseboards throughout, dual-pane windows with plantation shutters, vaulted ceilings, skylights, recessed lighting, newer closet doors, and abundant natural light create a polished and inviting atmosphere. A whole-house fan provides added comfort, while the attached pergola off the dining room creates a relaxing extension of the living space for outdoor dining and entertaining. The attached 2-car garage provides additional storage and everyday convenience. Thoughtfully maintained with meaningful improvements already completed, this home combines privacy, turnkey condition, and an exceptional Rancho Del Oro location convenient to parks, shopping, dining, and both the 76 and 78 freeways.
Mortgage Calculator
Est. Monthly Payment
$6,438
Location
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Zoned Schools
Elementary
Empresa Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,842
Comp Average
$3,753
4247 Esperanza Way
3bd / 2.5ba · 1,486 sqft · Single Family
$779K
Est. $3,858/mo
1376 Darwin Drive
3bd / 2.5ba · 1,450 sqft · Single Family
$845K
Est. $3,776/mo
4244 Esperanza
3bd / 2.5ba · 1,486 sqft · Single Family
$825K
Est. $3,708/mo
1827 Corte Amarillo
3bd / 2ba · 1,380 sqft · Single Family
$834K
Est. $3,615/mo
1724 Avenida De Suenos
3bd / 2.5ba · 1,511 sqft · Single Family
$900K
Est. $3,810/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
14 leases of 2–4 bed houses within 1 mi · $3,401–$3,735
Blended 50/50 with the zip's market median ($4,169)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,242/mo short at 20% down; 87% down or +$5,510/mo rent closes it.
- Break-even price
- $365,063
- Break-even rent
- $9,352/mo
- Cashflow at 35% down
- −$3,284/mo
- Down payment to break even
- 87%
- Rate to break even
- Not reachable
60% under asking
$5,510/mo above the estimate
$796,050 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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