4244 Esperanza
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4244 Esperanza

B

Oceanside, CA 92056

$825,000
NEW — 0d

Soft Appraisal Value: $812,300 · 1.6% above estimate

Beds

3

Baths

2.5

Sqft

1,486

Year Built

1990

Days on Market

0

Property Type

Single Family

HOA/mo

$159

MLS ID

SW26153939

This property is in Oceanside (92056). View neighborhood stats →

About This Property

This beautifully maintained two-story home offers 4 spacious bedrooms, 2.5 bathrooms, and an inviting floor plan designed for comfortable everyday living. The light-filled living areas flow seamlessly into the kitchen and dining space, creating the perfect setting for entertaining family and friends. Upstairs, the generous primary suite provides a private retreat with an en-suite bath and ample closet space. Enjoy a low-maintenance backyard ideal for relaxing, BBQs, or outdoor gatherings. Additional features include an attached two-car garage, indoor laundry, and central heating and air conditioning. Conveniently located near parks, shopping, restaurants, top-rated schools, and with easy access to Highway 78 and Interstate 5, you're just a short drive from Oceanside's beautiful beaches. Don't miss this opportunity to own a wonderful home in one of Oceanside's most convenient neighborhoods!

Mortgage Calculator

Est. Monthly Payment

$5,396

Principal & Interest$4,172
Property Tax$825
Insurance$241
HOA$159
%($165,000)
%

Location

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Investment Score

34C
Est. Monthly Rent
$3,766
Monthly Cashflow

Rent − PITIA

$-1,631
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,184

Mortgage (P+I)
$4,172
Cap Rate
1.44%
Cash-on-Cash
-23.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$7,901

NOI (Annual)
$11,848
Price-to-Rent

Lower = better for investors

18.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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