1696 Gil Way
Ctop 80%Vista, CA 92084
Pass at asking: -$7,235/mo full cashflow at 20% down, 7.36% rate.
Works at $1,052,285 (47% under asking), or at 73% down.
Rent $10,444/mo from 12 leases of houses within 2 mi, size-adjusted ($6,681–$7,361). Previously leased for $9,000.
Beds
6
Baths
5.5
Sqft
5,120
Year Built
1991
Days on Market
83
Property Type
Single Family
HOA/mo
N/A
MLS ID
260020565SD
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
Picture a morning that starts in a main-level primary suite, with nowhere you need to be. The kind of morning where the kitchen island becomes the center of gravity, and the pool catches the light just right from the patio. 1696 Gil Way sits tucked at the end of a cul-de-sac on just over an acre. Five thousand square feet that flexes to however you actually live: entertaining, unwinding, hosting guests, or slipping away into a private upper retreat — three separate bedrooms sharing a kitchenette, a natural ADU conversion waiting to happen. A three-car garage completes the picture.
Mortgage Calculator
Est. Monthly Payment
$13,611
Location
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Zoned Schools
Elementary
Monte Vista Elementary · grades K-5 · Vista Unified
Middle
Madison Middle · grades 6-8 · Vista Unified
High
Rancho Buena Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$10,444
Comp Average
$7,273
212 Acropolis Way
5bd / 3ba · 3,901 sqft · Single Family
$1.40M
Est. $6,925/mo
29950 Robbie Ln
4bd / 3ba · 4,100 sqft · Single Family
$1.93M
Est. $7,108/mo
2260 Panoramic Way
4bd / 5.5ba · 4,476 sqft · Single Family
$2.20M
Est. $8,241/mo
2362 Edgehill Road
4bd / 4.5ba · 5,749 sqft · Single Family
$2.30M
Est. $8,407/mo
2720 Mason Way
5bd / 3.5ba · 3,231 sqft · Single Family
$2.00M
Est. $5,684/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Previously leased for $9,000
12 leases of houses within 2 mi, size-adjusted · $6,681–$7,361
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,235/mo short at 20% down; 73% down or +$9,396/mo rent closes it.
- Break-even price
- $1,052,285
- Break-even rent
- $19,840/mo
- Cashflow at 35% down
- −$5,167/mo
- Down payment to break even
- 73%
- Rate to break even
- Not reachable
47% under asking
$9,396/mo above the estimate
$1,459,270 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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