16920 Silver Pine Road

16920 Silver Pine Road

D

4S Ranch, CA 92127

$1,699,000
NEW — 2d on market

Beds

4

Baths

3

Sqft

2,455

Year Built

2006

Days on Market

2

Property Type

Single Family

HOA/mo

$105

MLS ID

PTP2602267

Description

Welcome to 16920 Silver Pine Road, located in the highly sought-after community of 4S Ranch. This 4-bedroom, 3-bathroom home offers 2,455 square feet of living space and is ideally situated on a cul-de-sac location. Step inside to a thoughtfully designed floor plan featuring a formal living room, dining room, and family room with fireplace—perfect for both entertaining and everyday living. The main level includes a private bedroom with an ensuite bathroom, as well as an additional room with French doors that can serve as a home office or optional bedroom—ideal for today’s flexible lifestyle. The kitchen is complete with a center island and sink, walk-in pantry, and abundant cabinetry for ample storage. Enjoy the convenience of nearby shopping, dining, and all that 4S Ranch has to offer, including acclaimed Poway School District schools. Easy access to the 56 and 15 Highways.

Mortgage Calculator

Est. Monthly Payment

$10,891

Principal & Interest$8,591
Property Tax$1,699
Insurance$496
HOA$105
%($339,800)
%

Investment Score

3D
Est. Monthly Rent
$6,421
Monthly Cashflow

Rent − PITI − HOA

$-4,470
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,363

Mortgage (P+I)
$8,591
Cap Rate
0.87%
Cash-on-Cash
-26.00%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$15,983

NOI (Annual)
$14,740
Price-to-Rent

Lower = better for investors

22.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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