16914 Torbett Lane
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16914 Torbett Lane #16

D

4S Ranch, CA 92127

$799,000

Soft Appraisal Value: $786,000 · 1.7% above estimate

Beds

2

Baths

2.5

Sqft

1,335

Year Built

2005

Days on Market

48

Property Type

Townhouse

HOA/mo

$366

MLS ID

NDP2602889

This property is in 4S Ranch (92127). View neighborhood stats →

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About This Property

This beautiful home is located in the highly sought-after San Moritz community of 4S Ranch. One of North County’s most desirable neighborhoods, ideally positioned within San Diego’s growing North County tech corridor. With close proximity to major employers such as Apple, Broadcom, Sony, and other leading engineering, biotech, & software firms in the Rancho Bernardo area, this location offers both lifestyle and convenience for today’s professionals. This homes view overlooks the sparkling pool & courtyard. Entry level features a bedroom & full bath ideal. Upstairs, the main living area is bright and open, w/ fireplace in the living room flowing seamlessly into the dining area & large kitchen, complete w/ center island w/ breakfast bar seating, stainless steel appliances, ample cabinetry, & a large pantry. The top floor is anchored by the spacious primary suite, offering an oversized walk-in closet, dual sinks, large windows that bring in natural light, & versatile loft perfect for a nursery, office, or additional retreat space. 4S Ranch has top-rated Poway Unified schools, multiple parks, approximately 10 miles of scenic trails, and about 1,600 acres of thoughtfully designed open space designated as a wildlife habitat. Nearby 4S Commons Town Center offers convenient shopping, dining, & everyday essentials, while community amenities like the Splash Pad at Pioneer Park, sports fields, public library, Boys & Girls Club, and neighborhood events make this a truly vibrant place to call home. With easy access to the I-15 corridor, commuting to nearby tech hubs including Rancho Bernardo, Sorrento Valley, and UTC is seamless making this an exceptional opportunity for those seeking comfort, connectivity, and community.

Mortgage Calculator

Est. Monthly Payment

$5,438

Principal & Interest$4,040
Property Tax$799
Insurance$233
HOA$366
%($159,800)
%

Location

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Investment Score

24D
Est. Monthly Rent
$3,436
Monthly Cashflow

Rent − PITIA

$-2,002
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,458

Mortgage (P+I)
$4,040
Cap Rate
0.87%
Cash-on-Cash
-25.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$7,927

NOI (Annual)
$6,983
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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