17141 W Bernardo Dr
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17141 W Bernardo Dr #105

B

4S Ranch, CA 92127

$499,000
NEW — 1d

Soft Appraisal Value: $491,500 · 1.5% above estimate

Beds

2

Baths

1.5

Sqft

874

Year Built

1994

Days on Market

1

Property Type

Condo

HOA/mo

$490

MLS ID

PTP2603269

This property is in 4S Ranch (92127). View neighborhood stats →

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About This Property

VA approved condo! First-floor 2-bedroom, 1.5-bathroom condo in the highly sought-after Waterbridge community of Rancho Bernardo west of the 15 fwy. This inviting home features upgrades including travertine stone flooring, custom paint, new dual-pane windows, and recessed lighting throughout. With ample natural light that creates a warm and airy feel and easy access to amenties and green space you’ll feel like you’re in a serene getaway. Enjoy a private patio, perfect for relaxing or entertaining. The kitchen offers white cabinetry, granite countertops, newer appliances and flows seamlessly into the dining and living areas, making it ideal for everyday living and hosting. Additional highlights include ample size bedrooms, two parking spaces conveniently located close to the unit, and in-unit laundry and central AC/heat. Waterbridge residents enjoy resort-style amenities including a pool, spa, fitness center, scenic ponds, BBQ and picnic areas, and a playground. HOA covers water, trash, sewer, exterior, on-site maintenance and staff. Ideally located within the award-winning Poway Unified School District and just minutes from RB Community Park, shopping, dining, and easy freeway access. A must-see opportunity in one of Rancho Bernardo’s most desirable communities!

Mortgage Calculator

Est. Monthly Payment

$3,658

Principal & Interest$2,523
Property Tax$499
Insurance$146
HOA$490
%($99,800)
%

Location

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Investment Score

52B
Est. Monthly Rent
$2,961
Monthly Cashflow

Rent − PITIA

$-697
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,794

Mortgage (P+I)
$2,523
Cap Rate
1.75%
Cash-on-Cash
-21.57%
DSCR

Need ≥ 1.25 for DSCR loan

0.81
Break-even Rent
$5,291

NOI (Annual)
$8,750
Price-to-Rent

Lower = better for investors

14.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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