16639 Deer Ridge Rd

16639 Deer Ridge Rd

D

4S Ranch, CA 92127

$1,325,000

Soft Appraisal Value: $1,306,300 · 1.4% above estimate

Beds

3

Baths

2.5

Sqft

1,931

Year Built

2003

Days on Market

10

Property Type

Single Family

HOA/mo

$105

MLS ID

260006458SD

Description

Experience sophisticated living in the prestigious Summerwood community at 4S Ranch. This beautifully maintained two-story home combines modern elegance with functional design. Highlighted by abundant natural light, an open-concept layout, and thoughtfully curated finishes throughout, the residence offers a seamless flow between living spaces. Enjoy the spacious backyard, ideal for entertaining, relaxing, or outdoor activities, complemented by a detached two-car garage. Residents benefit from access to the community’s amenities, including sparkling pools, spa, playgrounds, and scenic walking trails, all within a family-friendly neighborhood. Conveniently located near top-rated schools, shopping, and dining, this home perfectly balances comfort, style, and everyday convenience.

Mortgage Calculator

Est. Monthly Payment

$8,516

Principal & Interest$6,700
Property Tax$1,325
Insurance$386
HOA$105
%($265,000)
%

Investment Score

3D
Est. Monthly Rent
$5,460
Monthly Cashflow

Rent − PITI − HOA

$-3,056
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,416

Mortgage (P+I)
$6,700
Cap Rate
1.16%
Cash-on-Cash
-24.52%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$12,494

NOI (Annual)
$15,408
Price-to-Rent

Lower = better for investors

20.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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