10505 Zenor Lane #21

4S Ranch, CA 92127

$850,000

Soft Appraisal Value: $847,000 · 0.4% above estimate

Beds

Baths

2.5

Sqft

1,335

Year Built

2005

Days on Market

Property Type

Townhouse

HOA/mo

$366

MLS ID

260006142SD

🏠 Virtual Tour View on MLS

Description

Great location in highly desirable 4S Ranch Moritz complex, walking distance to 4S Commons shopping center, restaurants, library and esteemed Poway Unified School District. Two-car attached garage, washer, dryer and refrigerator will be included in the sale. Well maintained home with renovated stairs and downstairs room with wooden flooring.

Mortgage Calculator

Est. Monthly Payment

$5,762

Principal & Interest$4,298

Property Tax$850

Insurance$248

HOA$366

Down Payment

%($170,000)

Interest Rate

Loan Term

Comparable Properties

5 comps found

This Property

$3,453

Comp Average

$2,751

17161 Alva Rd

2bd / 2ba · 899 sqft · Condo

$529K

Est. $2,847/mo

17159 Bernardo Drive

2bd / 2ba · 944 sqft · Condo

$524K

Est. $2,720/mo

17189 Bernardo Dr

2bd / 2ba · 944 sqft · Condo

$535K

Est. $2,732/mo

17099 Bernardo

2bd / 2ba · 955 sqft · Condo

$543K

Est. $2,734/mo

17141 Bernardo Dr

2bd / 2ba · 944 sqft · Condo

$549K

Est. $2,720/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

$3,453

Monthly Cashflow

Rent − PITI − HOA

$-2,309

Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,812

Mortgage (P+I)

$4,298

Cap Rate

0.69%

Cash-on-Cash

-26.91%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60

Break-even Rent

$8,403

NOI (Annual)

$5,838

Price-to-Rent

Lower = better for investors

20.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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