16410 Caminito Vecinos

16410 Caminito Vecinos #137

D

Rancho Bernardo, CA 92128

$599,000
NEW — 3d on market

Soft Appraisal Value: $585,100 · 2.4% above estimate

Beds

2

Baths

2

Sqft

1,372

Year Built

1974

Days on Market

3

Property Type

Condo

HOA/mo

$537

MLS ID

260007713SD

Description

Welcome to this beautifully maintained home in the highly desirable 55+ community of The Haciendas in Seven Oaks, offering a private and peaceful setting. This single-level residence features 2 bedrooms, 2 bathrooms, and 1,372 square feet of open and airy living space with vaulted ceilings and a spacious floor plan. The home has been thoughtfully updated with remodeled bathrooms, hardwood flooring, tiled kitchen floors, and plantation shutters throughout. Popcorn ceilings have been removed, enhancing the clean and modern feel. Enjoy seamless indoor-outdoor living with a partially covered patio and a rare, expansive front courtyard complete with a private storage unit. Additional highlights include attached covered parking, a gated courtyard entry just steps from the parking area, and a security screen on the front door for added comfort and peace of mind. Residents enjoy access to the Seven Oaks Community Center for just $560 per year, offering a wide range of amenities and activities including pickleball, swimming pools with lap lanes, water aerobics, meeting rooms, Mah Jongg, Bridge, and more—creating an active and vibrant lifestyle

Mortgage Calculator

Est. Monthly Payment

$4,340

Principal & Interest$3,029
Property Tax$599
Insurance$175
HOA$537
%($119,800)
%

Investment Score

7D
Est. Monthly Rent
$3,738
Monthly Cashflow

Rent − PITIA

$-602
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,961

Mortgage (P+I)
$3,029
Cap Rate
2.14%
Cash-on-Cash
-19.64%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.86
Break-even Rent
$6,284

NOI (Annual)
$12,817
Price-to-Rent

Lower = better for investors

13.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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