16371 Bernardo Oaks Dr
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16371 Bernardo Oaks Dr

B

Rancho Bernardo, CA 92128

$825,000
NEW — 2d

Soft Appraisal Value: $810,300 · 1.8% above estimate

Beds

2

Baths

2

Sqft

1,402

Year Built

1965

Days on Market

2

Property Type

Single Family

HOA/mo

$43.33

MLS ID

260015701SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Rare opportunity in the highly desirable Seven Oaks 55+ community! This single-story 2BR, 2BA home sits on an exceptional 10,400 sq. ft. flat corner lot with distant mountain views and beautiful evening lights. The largely original interior offers the perfect opportunity to remodel and create your dream home. Spacious yard provides endless possibilities for gardening, outdoor entertaining, a pool, or a possible ADU (subject to approvals). Conveniently located near shopping, dining, golf, medical facilities, and all that Rancho Bernardo has to offer. A unique opportunity with outstanding potential!

Mortgage Calculator

Est. Monthly Payment

$5,281

Principal & Interest$4,172
Property Tax$825
Insurance$241
HOA$43
%($165,000)
%

Location

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Investment Score

32C
Est. Monthly Rent
$3,554
Monthly Cashflow

Rent − PITIA

$-1,727
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,232

Mortgage (P+I)
$4,172
Cap Rate
1.37%
Cash-on-Cash
-23.50%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$7,751

NOI (Annual)
$11,277
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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