
1635 Shire Avenue
Ctop 80%Oceanside, CA 92057Neighborhood: Guajome
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$5,393/mo full cashflow at 20% down, 7.36% rate.
Works at $543,338 (56% under asking), or at 83% down.
Rent $5,392/mo from 21 leases of houses within 2 mi, size-adjusted ($4,734–$5,563).
Beds
6
Baths
3
Sqft
2,631
Year Built
1999
Days on Market
59
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2608609
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Located in the highly desirable Jeffries Ranch community of Oceanside, this spacious home offers six bedrooms and a flexible floor plan with room for everyday living, working from home, guests and more. Fresh exterior paint, attractive landscaping and a welcoming covered front porch create great curb appeal from the moment you arrive. Inside, the updated kitchen opens naturally to the main living areas, while multiple gathering spaces give the home a comfortable and versatile feel. A bedroom and full bathroom downstairs offer added flexibility for guests, a home office or multigenerational living. The primary bathroom was completely remodeled within the past year. Other improvements include updated HVAC and replacement windows in several rooms. Out back, enjoy a covered patio overlooking the lawn, spacious backyard and six mature fruit trees, including avocado, lemon and Asian pear trees. The large yard offers possible room for a future pool or ADU. Mission Meadows Elementary School is within walking distance, with Guajome Regional Park nearby. No HOA and no Mello-Roos. 1635 Shire offers space, flexibility and a wonderful opportunity to make this home your own.
Mortgage Calculator
Est. Monthly Payment
$8,504
Location
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Zoned Schools
Elementary
Mission Meadows Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,392
Comp Average
$5,429
5151 Via Mindanao
5bd / 3ba · 2,854 sqft · Single Family
$1.10M
Est. $5,065/mo
1243 Bellingham Drive
5bd / 3ba · 2,971 sqft · Single Family
$1.13M
Est. $5,167/mo
435 Lexington Circle
5bd / 3ba · 3,277 sqft · Single Family
$1.31M
Est. $6,083/mo
5611 Spanish Horse
5bd / 3ba · 3,169 sqft · Single Family
$1.25M
Est. $5,624/mo
5276 Willow Walk
5bd / 4ba · 3,300 sqft · Single Family
$1.23M
Est. $5,206/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
21 leases of houses within 2 mi, size-adjusted · $4,734–$5,563
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,393/mo short at 20% down; 83% down or +$7,004/mo rent closes it.
- Break-even price
- $543,338
- Break-even rent
- $12,396/mo
- Cashflow at 35% down
- −$4,101/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
56% under asking
$7,004/mo above the estimate
$1,036,670 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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