1635 Shire Avenue
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1635 Shire Avenue

Ctop 80%

Oceanside, CA 92057Neighborhood: Guajome

$1,249,000
STR closed · inland Oceanside

1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$5,393/mo full cashflow at 20% down, 7.36% rate.

Works at $543,338 (56% under asking), or at 83% down.

Rent $5,392/mo from 21 leases of houses within 2 mi, size-adjusted ($4,734–$5,563).

Beds

6

Baths

3

Sqft

2,631

Year Built

1999

Days on Market

59

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2608609

This property is in Oceanside (92057). Browse neighborhood analytics →

Virtual Tour

About This Property

Located in the highly desirable Jeffries Ranch community of Oceanside, this spacious home offers six bedrooms and a flexible floor plan with room for everyday living, working from home, guests and more. Fresh exterior paint, attractive landscaping and a welcoming covered front porch create great curb appeal from the moment you arrive. Inside, the updated kitchen opens naturally to the main living areas, while multiple gathering spaces give the home a comfortable and versatile feel. A bedroom and full bathroom downstairs offer added flexibility for guests, a home office or multigenerational living. The primary bathroom was completely remodeled within the past year. Other improvements include updated HVAC and replacement windows in several rooms. Out back, enjoy a covered patio overlooking the lawn, spacious backyard and six mature fruit trees, including avocado, lemon and Asian pear trees. The large yard offers possible room for a future pool or ADU. Mission Meadows Elementary School is within walking distance, with Guajome Regional Park nearby. No HOA and no Mello-Roos. 1635 Shire offers space, flexibility and a wonderful opportunity to make this home your own.

Mortgage Calculator

Est. Monthly Payment

$8,504

Principal & Interest$6,891
Property Tax$1,249
Insurance$364
%($249,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Mission Meadows Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

17C
Est. Monthly Rent
$5,392

21 leases of houses within 2 mi, size-adjusted · $4,734–$5,563

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$3,112
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,393

What would make this work?

$5,393/mo short at 20% down; 83% down or +$7,004/mo rent closes it.

Break-even price

56% under asking

$543,338
Break-even rent

$7,004/mo above the estimate

$12,396/mo
Cashflow at 35% down
−$4,101/mo
Down payment to break even

$1,036,670 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,891
Cap Rate
1.70%
Cash-on-Cash
-25.91%
DSCR

Need ≥ 1.25 for DSCR loan

0.63

NOI (Annual)
$21,211
Price-to-Rent

Lower = better for investors

19.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,393/mo