5151 Via Mindanao
Ctop 80%Oceanside, CA 92057Neighborhood: North Valley
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$4,499/mo full cashflow at 20% down, 7.36% rate.
Works at $510,308 (54% under asking), or at 80% down.
Rent $5,065/mo from 19 leases of 4–6 bed houses within 1 mi ($4,674–$5,214).
Beds
5
Baths
3
Sqft
2,854
Year Built
1991
Days on Market
83
Property Type
Single Family
HOA/mo
N/A
MLS ID
260020607SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Elegantly updated 5-bedroom, 3-bathroom two-story home in Oceanside’s Creekside Estates with NO HOA. Impressive double-door entry leading into a light-filled floor plan with soaring vaulted ceilings. Remodeled kitchen with stainless steel appliances, recessed lighting and tall backsplash offers a fresh, modern setting while the adjoining family room features a cozy gas fireplace. Full bedroom and bathroom on the first floor, providing an ideal private space for guests, multigenerational living, extended family or a home office. Remodeled downstairs bathroom adds a stylish, updated touch. Upgraded hardwood laminate flooring. Newer dual pane slider door from family room to the back yard. Upgraded curved staircase. Upstairs, the spacious primary suite features a dual-sided gas fireplace, walk-in closet, dual vanities and soaking tub! THREE additional spacious bedrooms and hallway bath. Enjoy mountain and hillside views. Dual-zone central A/C and heating. Convenient 3-car attached garage with newer garage doors, epoxy flooring, water filtration system and EV charging system installed! The backyard is designed for outdoor enjoyment with a pergola, seating area and built-in BBQ—an inviting space for entertaining, dining al fresco or relaxing with family and friends. Oversized side parking provides ample room for vehicles, recreational toys or other additional parking needs. This spacious residence blends thoughtful updates, flexible living spaces and indoor-outdoor appeal!
Mortgage Calculator
Est. Monthly Payment
$7,483
Location
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Zoned Schools
Elementary
Del Rio Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,065
Comp Average
$5,114
943 Manteca Drive
4bd / 3ba · 2,660 sqft · Single Family
$989K
Est. $4,876/mo
4675 Caneel Bay Court
4bd / 2.5ba · 2,622 sqft · Single Family
$1.05M
Est. $5,199/mo
1243 Bellingham Drive
5bd / 3ba · 2,971 sqft · Single Family
$1.13M
Est. $5,167/mo
5611 Spanish Horse
5bd / 3ba · 3,169 sqft · Single Family
$1.25M
Est. $5,624/mo
802 El Caballo Dr
4bd / 2.5ba · 2,684 sqft · Single Family
$1.13M
Est. $4,704/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
19 leases of 4–6 bed houses within 1 mi · $4,674–$5,214
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,499/mo short at 20% down; 80% down or +$5,843/mo rent closes it.
- Break-even price
- $510,308
- Break-even rent
- $10,908/mo
- Cashflow at 35% down
- −$3,362/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
54% under asking
$5,843/mo above the estimate
$879,200 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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