
5276 Willow Walk
Ctop 80%Oceanside, CA 92057Neighborhood: North Valley
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$5,516/mo full cashflow at 20% down, 7.36% rate.
Works at $508,209 (59% under asking), or at 86% down.
Rent $5,206/mo from 15 leases of 4–6 bed houses within 1 mi, same school area ($4,910–$5,348).
Beds
5
Baths
4
Sqft
3,300
Year Built
2005
Days on Market
98
Property Type
Single Family
HOA/mo
$125
MLS ID
NDP2607417
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Views, Views, Views! Experience Breathtaking Panoramic Views of the Rolling Bonsall Hills and Mature Trees in the Highly Sought-after Arrowood Community. This Exceptional Residence sits on a Premium Lot with Mello-Roos Paid Off, Low HOA ($125) No Neighbor on one Side, providing added Privacy and Tranquility. Designed for both Comfortable Everyday Living and Effortless Entertaining, the thoughtfully Updated Interior Features a Remodeled Kitchen with a Water Filtration System, Spacious Living Areas, and a Cozy Fireplace. Upstairs, a huge Loft offers Endless Possibilities as a Game Room, Media Room, or Home Office. The Oversized Primary Suite is a True Retreat, Complete with a Large Walk-in Closet and an Oversized Private Deck where you can Enjoy your Morning Coffee while taking in the Peaceful Views or Unwind with Spectacular SUNSETS. Step Outside to the Beautiful Backyard featuring a Slate Patio, Relaxing Spa, and a Custom Wood-Fired Pizza Oven—perfect for Entertaining Year-round. Additional Highlights include a 3-car Garage, Low HOA, and Access to Arrowood’s Outstanding Amenities, including a Championship Golf Course, Pickleball Courts, Parks, and Scenic Walking Trails. Conveniently Located near Shopping, Dining, Top-Rated Schools, Major Commuter Routes, & a Short Drive to Oceanside’s Beautiful BEACHES.
Mortgage Calculator
Est. Monthly Payment
$8,499
Location
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Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,206
Comp Average
$5,606
5345 Village Drive
5bd / 3ba · 3,643 sqft · Single Family
$1.18M
Est. $5,712/mo
1003 Vista Pointe Boulevard
5bd / 4.5ba · 3,533 sqft · Single Family
$1.15M
Est. $5,446/mo
435 Lexington Circle
5bd / 3ba · 3,277 sqft · Single Family
$1.31M
Est. $6,083/mo
1243 Bellingham Drive
5bd / 3ba · 2,971 sqft · Single Family
$1.13M
Est. $5,167/mo
5611 Spanish Horse
5bd / 3ba · 3,169 sqft · Single Family
$1.25M
Est. $5,624/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
15 leases of 4–6 bed houses within 1 mi, same school area · $4,910–$5,348
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,516/mo short at 20% down; 86% down or +$7,163/mo rent closes it.
- Break-even price
- $508,209
- Break-even rent
- $12,369/mo
- Cashflow at 35% down
- −$4,244/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$7,163/mo above the estimate
$1,057,714 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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