
15906 Via Pato
Dbottom 20%Rancho Santa Fe, CA 92067
Pass at asking: -$58,023/mo full cashflow at 20% down, 7.36% rate.
Works at $1,907,666 (80% under asking); even all cash loses money at asking.
Rent $18,933/mo from 10 leases of 4-bed houses within 2 mi ($15,452–$20,828).
Beds
4
Baths
6
Sqft
8,098
Year Built
1989
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026080SD
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
Exceptional Rancho Santa Fe Covenant Estate with Panoramic Park Views. Located on the coveted west side of the prestigious Rancho Santa Fe Covenant, this exceptional custom estate offers a rare combination of privacy, elegance, and breathtaking panoramic views of the 125-acre San Dieguito Park. Set behind gates on 3.17 beautifully landscaped acres, the south-facing residence is designed to embrace natural light, serene surroundings, and seamless indoor-outdoor living. The main residence features 4 bedrooms and 5 full baths, showcasing refined craftsmanship and the finest quality finishes, including exquisite furniture-grade built-in cabinetry. Thoughtfully designed, the light-filled entry-level floor plan offers a spacious living room, inviting family room, private office, library, and gourmet kitchen. The impressive primary suite is conveniently located on the main level and opens to private outdoor terraces. Upstairs, three spacious bedrooms and an additional optional room provide flexibility for a variety of needs. Additional features include central vacuum. Lush gardens, mature fruit trees, and colorful ornamental and vegetable gardens enhance the estate’s tranquil ambiance, creating a private retreat just minutes from Rancho Santa Fe Village and the coastal lifestyle of Solana Beach. A separate detached guest house offers 2 bedrooms, 2 baths, a full kitchen, and its own living area—ideal for extended family, guests, or private accommodations. The backyard is an inviting destination for relaxation and entertaining, complete with a pool and spa. With its exceptional privacy, expansive grounds, captivating views, and no HOA fees, this remarkable Covenant estate offers a distinctive Southern California lifestyle.
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Est. Monthly Payment
$64,684
Location
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Zoned Schools
Elementary
R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary
Middle
R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$18,933
Comp Average
$20,805
18024 Avenida Alondra
4bd / 7.5ba · 8,696 sqft · Single Family
$6.90M
Est. $27,686/mo
17185 Via Barranca Del Zorro
5bd / 5.5ba · 7,726 sqft · Single Family
$7.65M
Est. $25,000/mo
18245 Paseo Victoria
5bd / 6ba · 8,161 sqft · Single Family
$8.00M
Est. $21,480/mo
17949 Circa Oriente
5bd / 6.5ba · 8,444 sqft · Single Family
$7.99M
Est. $18,072/mo
14473 Emerald Ln
5bd / 6.5ba · 8,190 sqft · Single Family
$12.99M
Est. $11,786/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 4-bed houses within 2 mi · $15,452–$20,828
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$58,023/mo short at 20% down; +$75,354/mo rent closes it.
- Break-even price
- $1,907,666
- Break-even rent
- $94,287/mo
- Cashflow at 35% down
- −$48,195/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
80% under asking
$75,354/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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