14473 Emerald Ln
Dbottom 20%Rancho Santa Fe, CA 92067
Pass at asking: -$91,312/mo full cashflow at 20% down, 7.43% rate.
Works at $1,106,004 (91% under asking); even all cash loses money at asking.
Rent $11,987/mo from 9 leases of 4–6 bed houses within 1 mi ($11,175–$12,366).
Beds
5
Baths
7
Sqft
8,190
Year Built
2000
Days on Market
1
Property Type
Single Family
HOA/mo
$735
MLS ID
NDP2610171
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
Like a perfectly orchestrated symphony, every element of the home has been thoughtfully composed, with architecture, materials, textures, and finishes working in beautiful harmony. No detail feels incidental, no design decision out of place. The result is a residence of remarkable cohesion, where exceptional craftsmanship and a discerning eye for design create an experience that is both visually captivating and effortlessly livable. Overlooking the picturesque eighth hole of the prestigious guard gated Del Mar Country Club, the residence has been masterfully reimagined with a sophisticated modern aesthetic, timeless elegance, and an uncompromising commitment to quality. Encompassing approximately 8,190 square feet on nearly three-quarters of an acre, the estate strikes a beautiful balance between grand-scale entertaining and intimate everyday living. Expansive indoor and outdoor spaces embrace the serene park like setting, while an infinity-edge pool and spa anchor the resort-inspired grounds. Every space has been considered not only for its beauty, but for how it contributes to the experience of living in the home. With five-plus bedrooms, seven bathrooms, and a luxurious main-level primary suite, the residence offers an exceptional combination of comfort, functionality, and sophistication. 14473 Emerald Lane is more than a remarkable transformation. It is a testament to the art of thoughtful design, where every detail plays its part in creating something truly extraordinary.
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Est. Monthly Payment
$89,713
Location
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Comparable Properties
5 comps foundThis Property
$11,987
Comp Average
$26,890
15575 Las Planideras
5bd / 7ba · 7,950 sqft · Single Family
$14.85M
Est. $50,000/mo
18245 Paseo Victoria
5bd / 6ba · 8,161 sqft · Single Family
$8.00M
Est. $22,707/mo
6533 Lago Lindo
5bd / 6ba · 8,382 sqft · Single Family
$13.85M
Est. $18,006/mo

17949 Circa Oriente
5bd / 6.5ba · 8,444 sqft · Single Family
$7.99M
Est. $18,072/mo
5315 La Crescenta Road
6bd / 7.5ba · 8,334 sqft · Single Family
$13.49M
Est. $25,665/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 4–6 bed houses within 1 mi · $11,175–$12,366
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$91,312/mo short at 20% down; +$118,587/mo rent closes it.
- Break-even price
- $1,106,004
- Break-even rent
- $130,574/mo
- Cashflow at 35% down
- −$77,776/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
91% under asking
$118,587/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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