14473 Emerald Ln

14473 Emerald Ln

Dbottom 20%

Rancho Santa Fe, CA 92067

$12,995,000
NEW — 1d

Pass at asking: -$91,312/mo full cashflow at 20% down, 7.43% rate.

Works at $1,106,004 (91% under asking); even all cash loses money at asking.

Rent $11,987/mo from 9 leases of 4–6 bed houses within 1 mi ($11,175–$12,366).

Beds

5

Baths

7

Sqft

8,190

Year Built

2000

Days on Market

1

Property Type

Single Family

HOA/mo

$735

MLS ID

NDP2610171

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

About This Property

Like a perfectly orchestrated symphony, every element of the home has been thoughtfully composed, with architecture, materials, textures, and finishes working in beautiful harmony. No detail feels incidental, no design decision out of place. The result is a residence of remarkable cohesion, where exceptional craftsmanship and a discerning eye for design create an experience that is both visually captivating and effortlessly livable. Overlooking the picturesque eighth hole of the prestigious guard gated Del Mar Country Club, the residence has been masterfully reimagined with a sophisticated modern aesthetic, timeless elegance, and an uncompromising commitment to quality. Encompassing approximately 8,190 square feet on nearly three-quarters of an acre, the estate strikes a beautiful balance between grand-scale entertaining and intimate everyday living. Expansive indoor and outdoor spaces embrace the serene park like setting, while an infinity-edge pool and spa anchor the resort-inspired grounds. Every space has been considered not only for its beauty, but for how it contributes to the experience of living in the home. With five-plus bedrooms, seven bathrooms, and a luxurious main-level primary suite, the residence offers an exceptional combination of comfort, functionality, and sophistication. 14473 Emerald Lane is more than a remarkable transformation. It is a testament to the art of thoughtful design, where every detail plays its part in creating something truly extraordinary.

Mortgage Calculator

Est. Monthly Payment

$89,713

Principal & Interest$72,193
Property Tax$12,995
Insurance$3,790
HOA$735
%($2,599,000)
%
Loan Term

Location

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Investment Score

0D
Est. Monthly Rent
$11,987

9 leases of 4–6 bed houses within 1 mi · $11,175–$12,366

Monthly Cashflow

Rent − PITIA

-$77,726
Full Cashflow

Incl. vacancy, PM, maint, capex

-$91,312

What would make this work?

$91,312/mo short at 20% down; +$118,587/mo rent closes it.

Break-even price

91% under asking

$1,106,004
Break-even rent

$118,587/mo above the estimate

$130,574/mo
Cashflow at 35% down
−$77,776/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$72,193
Cap Rate
-1.71%
Cash-on-Cash
-42.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.13

NOI (Annual)
-$222,238
Price-to-Rent

Lower = better for investors

90.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
DCashflow−$91,312/mo