15864 Via Montenero
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15864 Via Montenero

D

4S Ranch, CA 92127

$2,349,000
NEW — 6d

Soft Appraisal Value: $2,286,500 · 2.7% above estimate

Beds

5

Baths

3

Sqft

3,059

Year Built

2012

Days on Market

6

Property Type

Single Family

HOA/mo

$198

MLS ID

NDP2604742

This property is in 4S Ranch (92127). View neighborhood stats →

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About This Property

Set on a quiet street in the heart of Del Sur, 15864 Via Montenero blends modern design, seamless indoor-outdoor living, and sweeping 180° unobstructed mountain views. An elevated homesite with a natural hillside buffer behind creates a rare sense of privacy, separation, and scenic openness with no rear neighbors. This beautifully remodeled 5-bedroom, 3-bath home offers 3,059 square feet on an 8,406 square foot lot. Updated in 2021, it features wide-plank engineered hardwood floors, designer finishes, and a stunning custom kitchen with quartz countertops, a large center island, and newer appliances. Dual panoramic doors open completely to the backyard, creating effortless indoor-outdoor flow. Designed for entertaining, the backyard offers a built-in BBQ island with refrigerator, outdoor fireplace, and patio space—all set against a scenic backdrop often filled with hot air balloons. Additional highlights include leased solar, a new tankless water heater, dual-zone HVAC, in-ceiling audio, recessed lighting, plantation shutters, ceiling fans throughout, and an EV charging station in the 3-car garage. Located less than a minute from Kristen Glen Park and the community pool, and walking distance to top-rated schools including Del Sur Elementary, Design39Campus, Maranatha Christian Schools, and Del Norte High School. Enjoy Del Sur’s parks, pools, trails, and vibrant community lifestyle in one of North County’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$15,110

Principal & Interest$11,878
Property Tax$2,349
Insurance$685
HOA$198
%($469,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,757
Monthly Cashflow

Rent − PITIA

$-8,353
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,864

Mortgage (P+I)
$11,878
Cap Rate
0.01%
Cash-on-Cash
-30.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$22,165

NOI (Annual)
$161
Price-to-Rent

Lower = better for investors

29.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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