1580 Union

1580 Union

D

San Diego, CA 92101

$775,000
NEW — 2d on market

Beds

2

Baths

2

Sqft

943

Year Built

2004

Days on Market

2

Property Type

Condo

HOA/mo

$710

MLS ID

260007288SD

Description

Welcome to La Vita #109, an elegant walk-up residence with private outdoor space nestled in the heart of Little Italy, one of Downtown San Diego’s most prestigious and vibrant neighborhoods. This thoughtfully designed home blends comfort and sophistication, offering a refined urban lifestyle ideal for a primary residence or chic city retreat. Step outside to experience Little Italy’s celebrated dining scene, intimate cafés, boutique shopping, the weekly farmers market, and scenic waterfront promenades just moments away. The La Vita community features classic Mediterranean-inspired architecture, a secure and well-maintained setting, and an exceptional location near San Diego Bay, Waterfront Park, and convenient freeway access. A rare opportunity to enjoy upscale, walkable living in one of the city’s most iconic destinations. Home is priced 749k-775k.

Mortgage Calculator

Est. Monthly Payment

$5,630

Principal & Interest$3,919
Property Tax$775
Insurance$226
HOA$710
%($155,000)
%

Investment Score

2D
Est. Monthly Rent
$3,630
Monthly Cashflow

Rent − PITI − HOA

$-2,000
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,481

Mortgage (P+I)
$3,919
Cap Rate
0.68%
Cash-on-Cash
-26.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$8,150

NOI (Annual)
$5,259
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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