2445 Brant St San Diego

2445 Brant St San Diego

D

, CA 92101

$489,900

Beds

1

Baths

1

Sqft

708

Year Built

1990

Days on Market

13

Property Type

Condo

HOA/mo

$960

MLS ID

260003934SD

Description

Have it all and live steps from everything you love about San Diego in this stylish ground-floor residence at Villa Portofino in the heart of Bankers Hill! Designed with a breezy coastal feel, this appealing home includes high ceilings and thoughtful upgrades throughout. The open kitchen shines with granite counters, refinished cabinetry, tray ceiling, and a double oven with microwave, perfect for home chefs. Recessed, dimmable LED lighting, Hunter ceiling fans, crown molding, and a custom fireplace mantle add warmth and character, while double-pane windows and custom patio sliders with pool view enhance comfort and efficiency. This is a gated building. The spa-inspired bath features a jetted Jacuzzi tub and rain showerhead, plus a Washlet bidet toilet. The spacious bedroom offers a generous closet, and the in-unit, full-size washer and dryer provide maximum convenience. Modern touches such as custom shades and blinds, pull-down patio shade, and automatic laundry and closet lighting elevate everyday living. From your private patio, enjoy direct, no-step access to the pool, spa, BBQ area, and outdoor lounge. This upscale community is gated throughout and includes a well-equipped gym facility. Two deeded parking spaces—a rare perk for a one-bedroom—add exceptional value. Walk to Balboa Park and Little Italy’s exceptional dining, and reach downtown, Hillcrest, and the airport in minutes. This is effortless urban living with resort-style perks right outside your door. Your next chapter starts here! Furniture can convey.

Mortgage Calculator

Est. Monthly Payment

$4,070

Principal & Interest$2,477
Property Tax$490
Insurance$143
HOA$960
%($97,980)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$2,291
Monthly Cashflow

Rent − PITI − HOA

$-1,779
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,714

Mortgage (P+I)
$2,477
Cap Rate
-0.58%
Cash-on-Cash
-21.79%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.92
Break-even Rent
$4,070

NOI (Annual)
$-2,845
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

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