15639 Via Montecristo
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15639 Via Montecristo

D

4S Ranch, CA 92127

$2,079,000

Soft Appraisal Value: $2,028,200 · 2.5% above estimate

Beds

4

Baths

3.5

Sqft

2,861

Year Built

2006

Days on Market

77

Property Type

Single Family

HOA/mo

$213

MLS ID

260002798SD

This property is in 4S Ranch (92127). View neighborhood stats →

About This Property

Nestled in the heart of Del Sur, this Plan 2 home is a short walk to community parks, hiking trails and top-rated Poway schools, on a quiet, level, family-friendly street. The entry opens to vaulted ceilings, a cozy office and an outdoor seating area with built-in fireplace, ideal for summer BBQs. The kitchen and living room form an inviting great room with a large island and bar seating. Upstairs are 4 spacious bedrooms, including an east-facing primary suite, plus low-maintenance turf yard and owned solar. It won't last long.

Mortgage Calculator

Est. Monthly Payment

$13,411

Principal & Interest$10,513
Property Tax$2,079
Insurance$606
HOA$213
%($415,800)
%

Location

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Investment Score

2D
Est. Monthly Rent
$6,482
Monthly Cashflow

Rent − PITIA

$-6,929
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,152

Mortgage (P+I)
$10,513
Cap Rate
0.21%
Cash-on-Cash
-29.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$19,666

NOI (Annual)
$4,328
Price-to-Rent

Lower = better for investors

26.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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