1548 Loma Alta

1548 Loma Alta

D

San Marcos, CA 92069

$989,900

Soft Appraisal Value: $984,600 · 0.5% above estimate

Beds

5

Baths

2

Sqft

2,006

Year Built

2004

Days on Market

72

Property Type

Single Family

HOA/mo

$140

MLS ID

NDP2600166

View on MLS

Description

Sellers have created two additional bedrooms with closets, which can be removed upon the buyer’s request at the seller’s expense. First time on the market, this well-maintained single-story home is located in the highly desirable Santa Fe Hills community and reflects pride of ownership. Featuring tile flooring throughout, the home offers a clean, cohesive, and low-maintenance living environment perfect for buyers looking to downsize or enjoy single-level living. The kitchen is appointed with granite countertops and opens to comfortable living spaces ideal for everyday living and entertaining, and includes paid-for solar. Step into the backyard, enjoy ocean views, and city lights at night, creating a serene setting to relax and unwind. Set in a peaceful neighborhood known for its charm and convenience, this is a rare opportunity to own a thoughtfully cared-for home in one of Santa Fe Hills’ most sought-after areas.

Mortgage Calculator

Est. Monthly Payment

$6,424

Principal & Interest$5,005
Property Tax$990
Insurance$289
HOA$140
%($197,980)
%

Investment Score

6D
Est. Monthly Rent
$4,106
Monthly Cashflow

Rent − PITI − HOA

$-2,318
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,088

Mortgage (P+I)
$5,005
Cap Rate
1.11%
Cash-on-Cash
-14.05%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$6,424

NOI (Annual)
$11,014
Price-to-Rent

Lower = better for investors

20.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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