1548 Loma Alta Drive
1 / 20

1548 Loma Alta Drive

C

San Marcos, CA 92069

$1,050,000
NEW — 4d

Soft Appraisal Value: $1,034,100 · 1.5% above estimate

Beds

4

Baths

2

Sqft

2,006

Year Built

2004

Days on Market

4

Property Type

Single Family

HOA/mo

$152

MLS ID

NDP2605654

This property is in San Marcos (92069). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 1548 Loma Alta Drive a stunning single-story retreat within the highly desirable Santa Fe Hills Community. From the moment you arrive, you'll feel the warmth and pride of ownership that make this home truly special. Step inside and be greeted by light-filled spaces, luxury vinyl plank flooring throughout, and an open-concept design that invites connection, conversation, and unforgettable memories. The heart of the home is a beautifully remodeled chef's kitchen featuring gorgeous quartz countertops, a designer backsplash that steals the show, abundant cabinetry, and seamless flow into the living and dining areas—perfect for entertaining family and friends or simply enjoying everyday life. With flexible living spaces including a dedicated office or optional 4th bedroom, this home adapts to your lifestyle with ease. Large windows frame peaceful views and allow natural light to pour in, creating a bright and uplifting atmosphere throughout. Step outside and discover your own private sanctuary. Enjoy peek-a-boo ocean views while surrounded by an incredible collection of mature fruit trees including apples, figs, grapes, peaches, oranges, and limes. Imagine picking fresh fruit from your backyard, sipping your morning coffee as the ocean breeze rolls in, or ending the day with breathtaking sunsets. Additional features include paid solar, a spacious 2-car garage, ample driveway and street parking, and a move-in-ready condition that allows you to start enjoying your new home from day one. PAID SOLAR. Located in one of San Marcos' most desirable neighborhoods with easy access to Highway 78 and Interstate 15, you'll enjoy convenience without sacrificing tranquility. Homes that offer this combination of location, views, upgrades, energy efficiency, and outdoor beauty rarely come available. Come experience the feeling of home at 1548 Loma Alta Drive before someone else falls in love with it first.

Mortgage Calculator

Est. Monthly Payment

$6,818

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
HOA$152
%($210,000)
%

Location

Loading map...

Investment Score

14D
Est. Monthly Rent
$4,148
Monthly Cashflow

Rent − PITIA

$-2,669
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,498

Mortgage (P+I)
$5,309
Cap Rate
0.93%
Cash-on-Cash
-25.71%
DSCR

Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$9,990

NOI (Annual)
$9,732
Price-to-Rent

Lower = better for investors

21.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator