1540 Highridge
1 / 19

1540 Highridge

B

Oceanside, CA 92056

$639,900
NEW — 1d

Beds

2

Baths

2

Sqft

1,128

Year Built

1979

Days on Market

1

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2604250

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Highly sought-after 55+ community of Peacock Hills in Oceanside! This beautifully updated single-story home features 2 bedrooms, 2 full bathrooms, and approximately 1,128 square feet of living space. Upgrades include luxury vinyl flooring throughout, white kitchen cabinetry with granite countertops, and stainless steel appliances. A wall of built-in storage in a bonus room provides excellent organization and functionality. The permitted family room offers flexibility and could easily be converted into a third bedroom. Situated on a quiet street with ample parking, this home also features a private backyard patio with gorgeous views—perfect for enjoying cool coastal breezes. Very low HOA fee of only $125 per year. Additional highlights include a large storage shed and a low-maintenance outdoor space. Ideally located just minutes from the beach, Oceanside Harbor, shopping, and dining. Enjoy coastal living at its best!

Mortgage Calculator

Est. Monthly Payment

$4,187

Principal & Interest$3,236
Property Tax$640
Insurance$187
HOA$125
%($127,980)
%

Location

Loading map...

Investment Score

54B
Est. Monthly Rent
$3,411
Monthly Cashflow

Rent − PITIA

$-777
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,094

Mortgage (P+I)
$3,236
Cap Rate
2.14%
Cash-on-Cash
-19.64%
DSCR

Need ≥ 1.25 for DSCR loan

0.81
Break-even Rent
$6,131

NOI (Annual)
$13,696
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator