15137 Palomino Valley Place
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15137 Palomino Valley Place

D

4S Ranch, CA 92127

$2,749,000
NEW — 1d on market

Beds

5

Baths

4.5

Sqft

4,432

Year Built

2003

Days on Market

1

Property Type

Single Family

HOA/mo

$105

MLS ID

NDP2603376

This property is in 4S Ranch (92127). View neighborhood stats →

Virtual Tour

About This Property

A rare opportunity in 4S Ranch—where refined design, a resort-style backyard, and an exceptional floor plan come together in one stunning home. From the moment you step inside, you’re greeted by a thoughtfully designed, expansive floor plan that truly has it all. A grand living room and open-concept kitchen and dining areas create an ideal setting for both everyday living and effortless entertaining. The newly remodeled 2025 kitchen is a true showpiece—featuring a stunning, generously sized quartz island, glass-front cabinetry, an 8-burner range, a full-size refrigerator, and a well-designed scullery that provides incredible flexibility for storage, a prep kitchen, craft room, or additional casual dining space. The main level also includes a private bedroom with a recently upgraded walk-in shower—ideal for guests or multigenerational living. Upstairs, you’ll find four additional bedrooms, each with its own ensuite bathroom, along with a versatile loft-style family room. The primary suite is privately situated at the back of the home, creating a peaceful retreat complete with a private balcony and a spa-inspired bathroom featuring a soaking tub and walk-in shower. Step outside and experience your own backyard oasis. Enjoy an outdoor kitchen, al fresco dining, a cozy gas fire pit, and a saltwater pool that makes this home ideal for entertaining or relaxing under the San Diego sun. Additional highlights include newer luxury vinyl flooring, custom built-in cabinetry, filtered water, and owned solar for both the home and pool. The four-car garage provides exceptional storage and flexibility. Located in the highly desirable 4S Ranch community, you’ll enjoy access to top-rated Poway Unified schools within walking distance, beautiful parks, scenic trails, and vibrant community events—all just minutes from shopping, dining, and major tech hubs, and only about 15 minutes to the beaches of Del Mar and Torrey Pines.

Mortgage Calculator

Est. Monthly Payment

$17,556

Principal & Interest$13,900
Property Tax$2,749
Insurance$802
HOA$105
%($549,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,072
Monthly Cashflow

Rent − PITIA

$-9,484
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,632

Mortgage (P+I)
$13,900
Cap Rate
0.12%
Cash-on-Cash
-29.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$25,776

NOI (Annual)
$3,223
Price-to-Rent

Lower = better for investors

28.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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