14568 Bowdoin Road

14568 Bowdoin Road

Ctop 80%

Poway, CA 92064

$1,194,900
NEW — 1d

Pass at asking: -$5,981/mo full cashflow at 20% down, 7.49% rate.

Works at $419,526 (65% under asking), or at 92% down.

Rent $4,202/mo from 8 leases of 4–6 bed houses within 2 mi ($3,938–$4,478).

Beds

5

Baths

4

Sqft

1,747

Year Built

1972

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2609953

This property is in Poway (92064). View neighborhood stats →

About This Property

Beautifully renovated single level home with a permitted ADU with a separate APN, a separate address and its own entrance. You are literally getting two homes on one lot. Located in the highly desirable Poway unified school district. Offering five bedrooms and four bathrooms combined, the versatile property features a three bedroom three bath main home plus a two bedroom one bath ADU that is approximately 669 ft.² with its own entrance. The main home welcomes you with an open floor plan, abundant natural light, and updated kitchen with modern finishes, a spacious primary suite with heating and cooling. This home is perfect for multigenerational living, extended guest or potential rental income. Enjoy scenic Mountain views from the spacious front patio and room to spread out on the generous pool size lot. A wide side yard provide space for RV or boat parking, while paid off solar panel serves the main home in ADU. Conveniently located near parks, shopping, dining, and major freeways, this property combines comfortable, living with the flexibility of two residences.

Mortgage Calculator

Est. Monthly Payment

$8,221

Principal & Interest$6,677
Property Tax$1,195
Insurance$349
%($238,980)
%
Loan Term

Location

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Investment Score

9C
Est. Monthly Rent
$4,202

8 leases of 4–6 bed houses within 2 mi · $3,938–$4,478

Monthly Cashflow

Rent − PITIA

-$4,019
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,981

What would make this work?

$5,981/mo short at 20% down; 92% down or +$7,768/mo rent closes it.

Break-even price

65% under asking

$419,526
Break-even rent

$7,768/mo above the estimate

$11,970/mo
Cashflow at 35% down
−$4,729/mo
Down payment to break even

$1,099,308 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,677
Cap Rate
0.91%
Cash-on-Cash
-30.04%
DSCR

Need ≥ 1.25 for DSCR loan

0.51

NOI (Annual)
$10,872
Price-to-Rent

Lower = better for investors

23.7

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,981/mo