14319 Old Community Rd
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14319 Old Community Rd

Ctop 80%

Poway, CA 92064

$999,999

Pass at asking: -$4,116/mo full cashflow at 20% down, 7.43% rate.

Works at $464,128 (54% under asking), or at 80% down.

Rent $4,629/mo from 11 leases of 4-bed houses within 2 mi ($4,178–$4,569).

Beds

4

Baths

2

Sqft

1,784

Year Built

1976

Days on Market

109

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017171SD

This property is in Poway (92064). View neighborhood stats →

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About This Property

Beautifully maintained, traditionally stick-built 4-bedroom, 2-bath home in a fantastic Poway location—this is a true site-built residence, not a manufactured or mobile home. Just minutes from Aubrey Park, Old Poway Park, shopping, dining, and within the award-winning Poway Unified School District. The spacious floor plan features vaulted wood-beam ceilings, a cozy wood-burning fireplace, and engineered hardwood flooring throughout. The updated kitchen offers granite countertops, custom cabinetry, a large center island, and stainless steel appliances. Both bathrooms have been tastefully remodeled, while major improvements include paid solar, a newer roof, dual-pane windows, HVAC system, tankless water heater, and updated interior and exterior paint. Step outside to a private backyard featuring a sparkling pool, low-maintenance artificial turf, and plenty of space to entertain, park recreational vehicles or toys, or explore the potential for an ADU. A move-in-ready home with quality upgrades, a versatile lot, and an unbeatable Poway location.

Mortgage Calculator

Est. Monthly Payment

$6,847

Principal & Interest$5,555
Property Tax$1,000
Insurance$292
%($200,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Midland Elementary · grades K-5 · Poway Unified

  • Middle

    Twin Peaks Middle · grades 6-8 · Poway Unified

  • High

    Poway High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

29C
Est. Monthly Rent
$4,629

11 leases of 4-bed houses within 2 mi · $4,178–$4,569

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,218
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,116

What would make this work?

$4,116/mo short at 20% down; 80% down or +$5,346/mo rent closes it.

Break-even price

54% under asking

$464,128
Break-even rent

$5,346/mo above the estimate

$9,975/mo
Cashflow at 35% down
−$3,075/mo
Down payment to break even

$799,999 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,555
Cap Rate
2.00%
Cash-on-Cash
-24.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$20,045
Price-to-Rent

Lower = better for investors

18.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,116/mo