14552 Topsham Street
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14552 Topsham Street

C

Poway, CA 92064

$1,275,000
NEW — 2d

Soft Appraisal Value: $1,251,800 · 1.9% above estimate

Beds

5

Baths

4

Sqft

2,700

Year Built

1968

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016945SD

This property is in Poway (92064). View neighborhood stats →

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About This Property

Exceptional home with an attached Junior ADU, owned solar, and an entertainer's backyard! This spacious residence offers 4 bedrooms and 3.5 bathrooms in the main home, plus an attached Junior ADU featuring its own private entrance, bedroom, full bathroom, and kitchen—ideal for multigenerational living, guests, a home office, or rental income potential. The thoughtfully designed floor plan includes a highly desirable downstairs primary suite with a beautifully upgraded full bathroom, while upstairs you'll find three additional bedrooms and two full bathrooms, including a private ensuite bedroom. The expansive kitchen is the heart of the home, showcasing a large granite center island, upgraded cabinetry, abundant storage, and plenty of space for gathering with family and friends. Step outside to a private backyard oasis designed for entertaining, complete with pergolas, low-maintenance turf, and multiple outdoor seating areas perfect for relaxing or hosting. Additional highlights include 44 owned solar panels (to be paid off at closing), newer dual-pane windows, recessed lighting, elegant crown molding, and numerous quality upgrades throughout. This versatile property combines energy efficiency, flexible living space, and exceptional indoor-outdoor living in one incredible opportunity.

Mortgage Calculator

Est. Monthly Payment

$8,094

Principal & Interest$6,447
Property Tax$1,275
Insurance$372
%($255,000)
%

Location

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Investment Score

19D
Est. Monthly Rent
$5,693
Monthly Cashflow

Rent − PITIA

$-2,401
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,773

Mortgage (P+I)
$6,447
Cap Rate
1.58%
Cash-on-Cash
-22.46%
DSCR

Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$11,892

NOI (Annual)
$20,089
Price-to-Rent

Lower = better for investors

18.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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