1414 Hidden Springs Place

1414 Hidden Springs Place

Ctop 80%

Chula Vista, CA 91915

$940,000
NEW — 0d

Pass at asking: -$3,738/mo full cashflow at 20% down, 7.43% rate.

Works at $453,288 (52% under asking), or at 78% down.

Rent $4,699/mo from 10 leases of 3–5 bed houses within 0.5 mi ($4,064–$4,588).

Beds

4

Baths

2.5

Sqft

1,911

Year Built

2001

Days on Market

0

Property Type

Single Family

HOA/mo

$137

MLS ID

PTP2608254

This property is in Chula Vista (91915). Browse neighborhood analytics →

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About This Property

Welcome Home to this great 4 bedroom home in the wonderful community of Eastlake Trails. NO MELLO ROOS, it is paid off!! Walking distance to the community pool, parks and Arroyo Vista Charter School. Situated on a desirable cul-de-sac this home has a serene landscaped front and backyard with a patio cover. Downstairs features all tile and the staircase and upstairs boasts luxury vinyl plank (LVP) flooring. Fresh interior paint and a brand new A/C system installed in the summer of 2026. The upstairs loft offers an area for relaxing or can serve as a home office. All Appliances will convey with the home. This home gives you access to the Creekside Pool and the Clubhouse at the Woods with its resort style pool, clubhouse and fitness room. This is a must see home! Move in for the Holidays!

Mortgage Calculator

Est. Monthly Payment

$6,573

Principal & Interest$5,222
Property Tax$940
Insurance$274
HOA$137
%($188,000)
%
Loan Term

Location

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Investment Score

35C
Est. Monthly Rent
$4,699

10 leases of 3–5 bed houses within 0.5 mi · $4,064–$4,588

Blended 50/50 with the zip's market median ($5,072)

Monthly Cashflow

Rent − PITIA

-$1,874
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,738

What would make this work?

$3,738/mo short at 20% down; 78% down or +$4,855/mo rent closes it.

Break-even price

52% under asking

$453,288
Break-even rent

$4,855/mo above the estimate

$9,554/mo
Cashflow at 35% down
−$2,759/mo
Down payment to break even

$733,200 cash

78%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,222
Cap Rate
2.19%
Cash-on-Cash
-23.86%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$20,626
Price-to-Rent

Lower = better for investors

16.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,738/mo