14102 Jonah Way
Ctop 80%Rancho Bernardo, CA 92128Neighborhood: Carmel Mountain Ranch
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 43-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$4,825/mo full cashflow at 20% down, 7.36% rate.
Works at $264,549 (70% under asking), or at 99% down.
Rent $3,254/mo from 18 leases of 2-bed condos & townhomes within 2 mi ($3,105–$3,339).
Beds
2
Baths
2.5
Sqft
1,202
Year Built
2025
Days on Market
0
Property Type
Condo
HOA/mo
$484
MLS ID
NDP2610250
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Former Model Home. READY FOR MOVE-IN. Can be purchased fully furnished. This professionally designed former model, with a view of the nearby mountains, has never been lived in. Offering approximately 1,202 square feet of living space in a low-maintenance setting the second floor of this new three-story townhome is an open layout that combines the Kitchen and Great Room, with an outdoor deck offering convenient outdoor access. Two bedrooms can be found upstairs, including the luxe owner’s suite with an en-suite bathroom and walk-in closet. An attached two-bay garage with plenty of storage space completes the home. The community is conveniently close to shopping at Carmel Mountain Ranch and UTC, 4S Ranch, Del Sur and more. Students will attend schools within the Poway School District.
Mortgage Calculator
Est. Monthly Payment
$6,584
Location
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Zoned Schools
Elementary
Shoal Creek Elementary · grades K-5 · Poway Unified
Middle
Meadowbrook Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,254
Comp Average
$3,295
11906 Paseo Lucido
2bd / 2ba · 1,217 sqft · Condo
$599K
Est. $3,212/mo
10910 Serafina Lane
2bd / 2ba · 1,148 sqft · Condo
$745K
Est. $3,355/mo
11257 Provencal Place
2bd / 2ba · 1,150 sqft · Condo
$720K
Est. $3,265/mo
12680 Springbrook Drive
2bd / 2ba · 1,200 sqft · Condo
$699K
Est. $3,341/mo
14015 Lilah Lane
2bd / 2.5ba · 1,272 sqft · Condo
$896K
Est. $3,301/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
18 leases of 2-bed condos & townhomes within 2 mi · $3,105–$3,339
Blended 50/50 with the zip's market median ($3,273)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,825/mo short at 20% down; 99% down or +$6,266/mo rent closes it.
- Break-even price
- $264,549
- Break-even rent
- $9,520/mo
- Cashflow at 35% down
- −$3,898/mo
- Down payment to break even
- 99%
- Rate to break even
- Not reachable
70% under asking
$6,266/mo above the estimate
$886,991 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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